Instaprotect Plan
vs
Smart Term Pro Plan

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Instaprotect Plan vs Smart Term Pro Plan

Instaprotect Plan

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnes...

Smart Term Pro Plan

HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is a non-linked and no-participating plan that offers multiple key features, including flexible premium payment options for 5,8,10,12 years. In case of t...

PLAN DETAILS

Instaprotect Plan


Smart Term Pro Plan

Rating 4.6 4.6
Premium Including GST
Key Features
(Key features of the plan)
  • All round protection
  • Loaded with features
  • Very high Sum Insured
  • Enhanced Protection Through Riders
  • Return Of Premium
  • Surrender And Maturity Benefit
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 80 years
Plan Sum Assured Base sum assured: 25/50/70 lakhs Basic Sum Assured Rs. 50,000
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years Minimum Age - 18 years Maximum Age - 60 years
Plan Premium Entry Age and S/A Rs 25/50/70 lakhs Rs. 50,000
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, & monthly
Plan Renewability - -
Plan Policy loan The policy loan is not available under Tata AIA InstaProtect Plan The policy loan is not available under HDFC Life Smart Term Pro Plan.
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Plan Conclusion - -
Policy Term Minimum term - 5 years Maximum term - 50 years Minimum term - 15 years Maximum term - 40 years

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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.