PNB MetLife POS Suraksha
- Guaranteed Monthly Income
- Return of 100% premium
- Easy Enrollment
Are you the sole earning member of your family, and feel worried about what will happen in case of an emergency? Who will take care of all expenses? So your wait is over! Today we have got you a term plan named PNB MetLife POS Suraksha that gives a guaranteed monthly income to secure your family's well-being after your absence.
PNB MetLife POS Suraksha is an individual non-linked non-participating term insurance plan that consists of the dual benefit of death and maturity to enhance the protection of your loved ones economically. With the flexible premium paying option and easy enrollment you can purchase this term plan without any medical examinations.
PNB MetLife POS Suraksha offers a policy term of a minimum of 10 years and a maximum of 15 years, starting with just rupees 177/- per month.
PNB MetLife POS Suraksha offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 55 years
Maximum Maturity Age - 65 years
Minimum term - 10 years Maximum term - 15 years
Basic Sum Assured: ₹50K to no limit.
The policy loan is not available under PNB MetLife POS Suraksha Plan.
Annual, Semi-Annual, Quarterly, and Monthly
Let's understand how the PNB MetLife POS Suraksha Plan works with a simple premium illustration.
Abhinav, 30 years old, is looking for a simple pure protection plan to protect his family against any unforeseen events in his absence
His financial advisor advised him to buy the PNB MetLife POS Suraksha Plan Work. He visited PolicyX.com.
Let's understand how the PNB MetLife POS Suraksha Plan works for him with an example.
| Age of policyholder | Monthly Premiums | Annual Premiums | Policy Tenure | Total premiums paid | Sum assured |
| 30 years | ₹568/month | ₹6,816/year | 30 years | ₹2,04,480 | ₹25 Lakhs |
Key Takeaways: In case of Abhinav's unfortunate death during the policy term, his family will receive a lump sum death benefit payout.
Here are the benefits associated with the PNB MetLife POS Suraksha
In the event of the death of life insured during the policy term PNB MetLife POS Suraksha will pay the death benefit to the nominee
Under PNB MetLife POS Suraksha, upon the event of full survival of the policy term the life insured will be paid as the absolute amount of benefit and the amount payable will be 100% of the Total premiums paid.
All the premiums paid for PNB MetLife POS Suraksha can be used as tax rebates up to 1.5 lacs under section 80C of the Income Tax Act 1961.
Under the POS Suraksha Plan from PNB MetLife, you can choose between two death benefits i.e. monthly income for a period of 120 months i.e. 10 years or a lump sum one time payment.
You can add the following riders to your PNB MetLife POS Suraksha Plan:
The rider plan provides payment of an additional amount on the diagnosis of 10 critical conditions.
This rider offers additional benefits in case the policyholder is diagnosed with any of the terminal illnesses mentioned in the brochure.
This rider ensures that future due premiums are waived off in case of total and permanent disability of the life assured.
Here is the list of exclusions associated with the plan:
Want to know PNB MetLife POS Suraksha in short? For your convenience, we are providing a short overview of the plan. By knowing what's good here and what's lacking, you can easily decide to purchase. If you have doubts or queries regarding the Bharti AXA POS Saral Jeevan Bima Yojana or need a human touch, you can contact us through the website policyx.com or at 1800-4200-269.
PNB Metlife Saral Jeevan Bima is a standard term insurance plan designed as per the guidelines of IRDAI. This plan is designed to provide pure protect...
Unique Features
PNB Metlife Aajeevan Suraksha Plan offers individuals a comprehensive life cover with a plethora of benefits and features embedded within the plan. Aa...
Unique Features
PNB Metlife Mera Jeevan Suraksha Plan is designed to provide quality coverage in unforeseen circumstances. The plan not only includes death coverage b...
Unique Features
'A Term plan that gives regular monthly income after your demise' If you support your family financially through your income, then undoubtedly, the co...
Unique Features
Are you the sole earning member of your family, and feel worried about what will happen in case of an emergency? Who will take care of all expenses? S...
Unique Features
PNB MetLife Mera Term Plan Plus is a comprehensive pure protection plan that helps you protect your family financially upon your sudden demise. Under ...
Unique Features
4.6
Rated by 856 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
2390-1729058503.webp)
4209-1730875091.webp)
Do you have any thoughts you’d like to share?