TATA AIA Insta Protect
  • All round protection
  • Loaded with features
  • Very high Sum Insured
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TATA AIA Insta Protect

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.

TATA AIA Insta Protect Solution Plan offers you a range of benefits including:

why-choose
  • Critical Illness Protection
  •  Include your spouse at a later date in your existing policy

Eligibility Criteria for TATA AIA Insta Protect

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 45 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 75 years

Your Gender

Policy term

Minimum term - 5 years Maximum term - 50 years

Maternity Benefit Rider

Sum assured

Base sum assured: 25/50/70 lakhs

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under Tata AIA InstaProtect Plan

Maternity Benefit Rider

Payment modes

Annual, half-yearly, quarterly & monthly

How Does TATA AIA Insta Protect Solution Plan Work?

Let's understand how the TATA AIA Insta Protect Solution Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for a term plan that provides financial safety to his family in case of his unfortunate demise.

Solution

His financial advisor advised him to buy the TATA AIA Insta Protect Solution plan from PolicyX.com.

Let's understand how the TATA AIA Insta Protect Solution Plan works for him with a premium illustration table.

Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Sum assured
30 years Rs 16,692 70 years 25 years Rs 4,17,300 Rs 1 crore

Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.

Benefits of TATA AIA Insta Protect

Here are the benefits associated with the TATA AIA Insta Protect

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Features of TATA AIA Insta Protect

Express Issuance

TATA AIA InstaProtect Solution is issued quickly with no or minimal waiting time required.

Simplifed onboarding with no medicals

The onboarding process of this plan is simple with the requirement of no pre-policy medical tests.

Wellness Program

TATA AIA Insta Protect Plan offers the TATA AIA Vitality wellness program that provides insurance holders with rewards in the form of discounts on premiums, cover Boosters, etc.

Return Of Premiums Availability

Insured individuals can avail of the return of premiums on maturity given that the plan and the benefit are active at the end of the policy term. 

Exclusions of TATA AIA Insta Protect Solution Plan

Here is the list of exclusions associated with the plan:

  • The policy shall be terminated if the policyholder commits suicide within 12 months from the date of policy inception.
  • Consumption of any intoxicants.
  • Death due to any aviation accident.

Conclusion

TATA AIA InstaProtect Solution is a term plan that protects your family against death, disability and disease along with protecting you.  If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and recommend a plan that suits your needs.

Explore other Tata AIA Term Insurance

Tata AIA Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Tata AIA Term Insurance plans. Below is the list of term plans offered by Tata AIA.

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards ...

Unique Features

  • All round protection
  • Loaded with features
  • Very high Sum Insured

TATA AIA Insta Protect (Pros)

TATA AIA Insta Protect
  • Covers Death Due to Accident
  • No Medical Tests
  • Accelerated Terminal Illness

TATA AIA Insta Protect (Cons)

TATA AIA Insta Protect
  • No Loans Allowed
  • No Maturity Benefit
  • No Suicide Cover in Terminal Illness

TATA AIA Insta Protect (Other Benefits)

TATA AIA Insta Protect
  • Return of Premiums (Optional)
  • Survival and Maturity Benefit
  • Health and Wellness Benefits

TATA AIA Insta Protect (Eligibility Criteria)

TATA AIA Insta Protect
  • Entry Age - 18 years
  • Max Entry Age - 45 years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - LP/RP/SP

Tata AIA SRS Vitality is a rеmarkablе term insurance plan that sеamlеssly blеnds two еssеntial еlеmеnts - Tata AIA Life Insurance Sampoorna ...

Unique Features

  • Whole Life Cover
  • Wellness Program
  • Cover Boosters

Tata AIA SRS Vitality Protect (Pros)

Tata AIA SRS Vitality Protect
  • 10% Guaranteed Discount
  • Wellness Rewards Program
  • Guaranteed 1st Year Discount

Tata AIA SRS Vitality Protect (Cons)

Tata AIA SRS Vitality Protect
  • No Plan Conversion Option
  • No Maturity Benefit
  • Limited Premium Payment Terms

Tata AIA SRS Vitality Protect (Other Benefits)

Tata AIA SRS Vitality Protect
  • 75% SA Terminal Illness Coverage
  • Cover Boosters
  • Up To 30% Rider Premium Discount

Tata AIA SRS Vitality Protect (Eligibility Criteria)

Tata AIA SRS Vitality Protect
  • Entry Age - 18 years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - 50 L
  • Max Maturity Age 100Yrs
  • Premium Payment Term - (5-81 Yrs) LP/RP/SP

TATA AIA Saral Jeevan Bima is a pure protection plan. The plan is designed with simple terms and conditions, it is affordable and accessible to even t...

Unique Features

  • A simple and easy plan
  • Affordable premiums
  • Choose your rider options

TATA AIA Saral Jeevan Bima (Pros)

TATA AIA Saral Jeevan Bima
  • Available for Online Buying
  • Choose to pay Premium Once
  • Max Sum Assured 50L

TATA AIA Saral Jeevan Bima (Cons)

TATA AIA Saral Jeevan Bima
  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

TATA AIA Saral Jeevan Bima (Other Benefits)

TATA AIA Saral Jeevan Bima
  • Suicide Cover
  • Spouse Cover
  • Policy Revival Within 5 Years

TATA AIA Saral Jeevan Bima (Eligibility Criteria)

TATA AIA Saral Jeevan Bima
  • Entry Age - 18 years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP(5&10 Years)

TATA AIA has introduced a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed w...

Unique Features

  • Life Stage Plus Option
  • Payout Accelerator Benefit
  • Non-smoker & Female Discounts

TATA AIA Maha Raksha Supreme (Pros)

TATA AIA Maha Raksha Supreme
  • Additional Riders
  • High Cover Discount
  • Life Coverage with Terminal Illness Payout

TATA AIA Maha Raksha Supreme (Cons)

TATA AIA Maha Raksha Supreme
  • No Policy Loan is Available
  • No Plan Conversion Option
  • No Maturity Benefit

TATA AIA Maha Raksha Supreme (Other Benefits)

TATA AIA Maha Raksha Supreme
  • Payout Accelerator Benefit
  • 105% SA Death Benefit
  • Whole Life coverage (till age 100 years)

TATA AIA Maha Raksha Supreme (Eligibility Criteria)

TATA AIA Maha Raksha Supreme
  • Entry Age - 18 years
  • Minimum Sum Assured - 50 L
  • Max Maturity Age 100Yrs
  • Premium Payment Term - LP/RP/SP
  • Max Entry Age - 65 years(Adaptable)

FAQs: TATA AIA Insta Protect Plan

1. Is Tata AIA Insta protection plan eligible for tax benefits?

Yes, the plan is eligible for tax benefits under the Income Tax Act. Policyholders can avail tax benefits after the purchase of this policy.

2. What does hospice care mean under the Tata AIA Insta Protect Plan?

Under the tata aia Insta Protect plan the individual is covered against a medical emergency wherein, the plan pays a per day hospitalization benefit of 0.5% of the sum assured. In case the insured individual has to be admitted to the ICU, an additional 0.5% of the sum assured will be paid out respectively under hospice care.

3. What are the various sum assured packages available under TATA AIA Insta Protect Plan?

The various sum assured options available for customers under the TATA AIA Insta Protect Plan are as follows 25 Lakhs 50 Lakhs 70 Lakhs

4. How does TATA AIA vitality benefit insurance holders?

TATA AIA vitality plan is a holistic and versatile wellness program integrated under TATA AIA Insta Protect Plan offering customers the motivation required to maintain a healthy lifestyle. The rewards provided by Tata AIA Vitality may be in the form of premium discounts, cover booster,s and more.

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Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.