TATA AIA Maha Raksha Supreme
- Life Stage Plus Option
- Payout Accelerator Benefit
- Non-smoker & Female Discounts
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Updated on Jan 15, 2025
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Reviewed By: Anchita Bhattacharyya
15 min read
TATA AIA has introduced a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed with any terminal illness during policy term.
In addition to this, if you bought your plan at an early age and now plan to get married, you might feel that the sum assured that you chose would be insufficient for the new chapter of your life. For this, Maha Raksha Supreme offers a Life Stage Plus option that helps you to increase the basic sum assured with upcoming future responsibilities such as marriage and childbirth, without undergoing any medical tests again.
Tata AIA Maha Raksha Supreme Term Plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 70 years
Maximum Maturity Age - 80 years
Minimum term - 10 years Maximum term - 40 years
Base sum assured: Rs 50 lakhs to no limit
The policy loan is not available under TATA AIA Maha Raksha Supreme
Annual, half-yearly, quarterly & monthly
Let's understand how the Tata AIA Maha Raksha Supreme Term Plan works with a simple premium illustration.
Mr. Verma is looking for a simple and affordable term plan that provides financial safety to his family in case of his unfortunate demise.
His financial advisor advised him to visit PolicyX.com and buy the Tata AIA Maha Raksha Supreme Term Plan.
Let's understand how the Tata AIA Maha Raksha Supreme Term Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 30 years | Rs 9300 | 30 years | 30 years | Rs 2,79,000 | Rs 50 lakhs |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 50 lakhs will be paid to their nominee.
Here are the benefits associated with the TATA AIA Maha Raksha Supreme
Upon the death of the insured during the policy term, Tata AIA Maha Raksha Supreme will provide a death benefit to the nominee.
Tata AIA Maha Raksha Supreme term plan offers the surrender benefit for the single pay option only, while regular pay options customers can't opt for the surrender benefit.
The Life Stage Option of the plan is an amazing way to increase your sum assured at the important milestones such as marriage, childbirth and adoption of a child.
Tata AIA Maha Raksha Supreme Term Plan
You can add the following riders to your Tata AIA Maha Raksha Supreme:
In case of the policyholder’s demise or disability due to an accident, a payout is paid to the nominee.
This rider provides coverage for various unforeseen events, such as death, disability due to accident, a wide range of critical illnesses, or terminal illnesses.
Here is the list of exclusions associated with the plan:
TATA AIA Maha Raksha Supreme is a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed with any terminal illness during policy term. If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and suggest a plan that suits your needs.
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I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
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