Bajaj Allianz Health Policy Download
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  • Download Insurance Policy
  • What Does the Policy Contain?
Bajaj Allianz Health Policy Download
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Bajaj Allianz Health Insurance Policy Download

Bajaj Allianz Health Insurance policy download is a process to download the policy document that provides comprehensive details and breakdowns of the specific policy, along with other essential information such as plan benefits, coverage, and exclusions. If you wish to review your policy in detail and understand all its features, you can easily do so by accessing and downloading the policy documents from the official Bajaj Allianz Health Insurance website. The process of Bajaj health insurance policy download is straightforward and can be completed by following a few simple steps.

Steps Involved In Bajaj Allianz Health Card Download

You can follow the steps given below to get Bajaj health policy download or bajaj allianz group mediclaim policy downloaded.

Step 1: Visit the official website of Bajaj Allianz Health Insurance.

Step 2: Look for the login option and enter your customer login information. Alternatively, you can also log in using the OTP (One-Time Password) sent to your registered mobile number.

Step 3: Navigate to the ‘Health Insurance’ section and select the specific health insurance policy that you have purchased.

Step 4: Look for the "Policy Documents" or "Downloads" section on the policy page.

Step 5: Click on the relevant link or button to initiate the download process for the policy document. You may be prompted to provide your policy details, such as policy number, name, and date of birth, to verify your identity.

Step 6: Once verified, the policy document will be available for download in PDF format. You may also have the option to receive the policy document via email to your registered email ID.

Alternatively, you can opt for another option. Bajaj Allianz mediclaim policy download can also be done by logging in to your policyholder account on the Bajaj Allianz Health Insurance mobile app i.e. Bajaj Allianz GIC. You may need to register and create an account using your policy details before accessing the policy documents.

What Does the Bajaj Allianz Health Insurance Policy Document Contain?

The specific contents of a Bajaj Allianz Health Insurance policy may vary depending on the plan chosen, but generally, it may contain the following components:

  • Sum Insured
    The sum insured is the maximum amount up to which the insurance company will cover the medical expenses of the insured individual or family.
  • Inclusions
    Bajaj Allianz Health Insurance policies typically cover a wide range of medical expenses, such as hospitalization expenses, pre and post-hospitalization expenses, day-care procedures, ambulance charges, room rent, doctor’s fees, diagnostic tests, and medicines, among others.
  • Exclusions
    There are certain expenses and medical conditions that may not be covered by the health insurance policy, and these are referred to as exclusions. Bajaj Allianz Health Insurance policies may have exclusions such as pre-existing diseases (for a specified waiting period), cosmetic or plastic surgeries, non-allopathic treatments, self-inflicted injuries, injuries due to war or terrorism, etc.
  • Policy Term
    The policy term refers to the duration for which the health insurance policy is valid. Bajaj Allianz Health Insurance policies may have different policy terms, such as one year, two years, or three years, and can be renewed on a regular basis.
  • Premium
    The premium is the amount paid by the policyholder to the insurance company to keep the health insurance policy active. Bajaj Allianz Health Insurance policies require the payment of premiums, which can vary depending on factors such as age, sum insured, policy term, and coverage options chosen.
  • Cashless Treatment
    Bajaj Allianz Health Insurance policies offer cashless treatment facility, where the policyholder can avail treatment at network hospitals without having to pay for the medical expenses upfront. The insurance company settles the bills directly with the hospital, subject to the terms and conditions of the policy.
  • Claim Process
    The health insurance policy may outline the process for making a claim in case of hospitalization or medical expenses. Bajaj Allianz Health Insurance policies generally have a claim process that involves submitting relevant documents, such as hospital bills, diagnostic reports, and claim forms, to the insurance company for reimbursement or cashless settlement.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

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Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard
  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard
  • Intentional self-injury
  •  AIDS
  •  Miscarriage
  • and abortion

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard
  • Accidental Hospitalization
  • Expenses Air Ambulance Cover
  • Loss of Income due to Disability from Accident

Bajaj Allianz Personal Guard (Eligibility Criteria)

Bajaj Allianz Personal Guard
  • 18 to 70 Years

Individual and Family Health Insurance

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Pros)

My Health Care Plan
  • High SI options
  • OPD cover
  • Cataract cover

My Health Care Plan (Cons)

My Health Care Plan
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan
  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Eligibility Criteria)

My Health Care Plan
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI 

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Star Package
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy
  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy
  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy
  • Choose from Plan A/B/C/D
  • OPD and hospitalization coverage available
  • Multiple discounts are available depending on policy term

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy
  • 18 to 75 Years

Individual and Family Health Insurance

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

  • Comprehensive Coverage
  • Cumulative Bonus
  • Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure
  • Comprehensive coverage
  • Cumulative bonus
  • Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure
  • Domiciliary not covered
  • No coverage for infertility
  • Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure
  • Individual and family plan
  • Flexible premium payment term
  • AYUSH cover

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Health Ensure
  • 18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

  • Covers 10 critical illnesses
  • In-house claim settlement
  • Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness
  • Cover for 10 critical illnesses
  • Lifelong renewability
  • Affordable premium options

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness
  • No cover for childhood defects
  • No cover for HIV/AIDS
  • Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness
  • Long Term Policy Discount
  • Major Organ Transplantation
  • Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Critical Illness
  • 18 to 65 Years

Individual

Bajaj Allianz Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...

Unique Features

  • International medical cover
  • Daily cash benefit
  • Mental health treatment

Global Health Care (Pros)

Global Health Care
  • Preventive health check-up
  • Pre and post-hospitalization cover
  • Compassionate visit
  • Mental health cover

Global Health Care (Cons)

Global Health Care
  • Obesity/ weight control
  • Change of gender treatments
  • COVID-19 not covered
  • Hazardous or adventure sports
  • Maternity not covered

Global Health Care (Other Benefits)

Global Health Care
  • Lifelong renewability
  • Organ donor cover
  • International coverage
  • Optional dental treatment cover
  • Air ambulance

Global Health Care (Eligibility Criteria)

Global Health Care
  • Entry Age - 3 months
  • Max Entry Age - 65 Years
  • SI - 37.5 L - 3.75 Cr
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...

Unique Features

  • Vector-borne diseases cover
  • Lifetime renewable options
  • Affordable premiums

Bajaj Allianz M-Care Plan (Pros)

Bajaj Allianz M-Care Plan
  • Dengue Fever
  • Malaria
  • Filariasis

Bajaj Allianz M-Care Plan (Cons)

Bajaj Allianz M-Care Plan
  • Only covers vector-borne diseases
  • Hospital admission for less than 24 hours
  • Diagnosis and treatment outside India

Bajaj Allianz M-Care Plan (Other Benefits)

Bajaj Allianz M-Care Plan
  • Covers the proposer/spouse/dependent children
  • Affordable premiums
  • Only 15 days waiting period

Bajaj Allianz M-Care Plan (Eligibility Criteria)

Bajaj Allianz M-Care Plan
  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 15 Days
  • Sum Insured: Up to 75 K

Top Up and Super Top Up

Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...

Unique Features

  • Pre & post-hospitalization cover
  • In-house claim settlement
  • Ambulance cover

Bajaj Allianz Extra Care Policy (Pros)

Bajaj Allianz Extra Care Policy
  • In-house claim settlement
  • Global expertise
  • Quick disbursement of claims

Bajaj Allianz Extra Care Policy (Cons)

Bajaj Allianz Extra Care Policy
  • War
  • Cost of spectacles
  • Rest and rehabliation

Bajaj Allianz Extra Care Policy (Other Benefits)

Bajaj Allianz Extra Care Policy
  • Uterine Artery Embolization and HIFU
  • Balloon Sinuplasty
  • Deep Brain stimulation
  • Oral chemotherapy

Bajaj Allianz Extra Care Policy (Eligibility Criteria)

Bajaj Allianz Extra Care Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Critical Illness Health Insurance

Protection from critical illnesses when you need it the most! Bajaj Allianz women specific critical illness plan protects women against the serious th...

Unique Features

  • Critical illness coverage for women
  • Loss of job cover
  • Children education benefits

Bajaj Allianz Women Specific Critical Illness Plan (Pros)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Cons)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Other Benefits)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Eligibility Criteria)

Bajaj Allianz Women Specific Critical Illness Plan

Critical Illness Health Insurance

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care ...

Unique Features

  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Pros)

Bajaj Allianz Criti Care Plan
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Cons)

Bajaj Allianz Criti Care Plan
  • Sexually transmitted diseases
  • War injuries
  • Self-Inflicted injuries

Bajaj Allianz Criti Care Plan (Other Benefits)

Bajaj Allianz Criti Care Plan
  • Cardiovascular care
  • Kidney care
  • Cancer care
  • Sensory organ care

Bajaj Allianz Criti Care Plan (Eligibility Criteria)

Bajaj Allianz Criti Care Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme
  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme
  • 100% of the sum insured will be restored
  • Maternity cover
  • Lifelong renewability 

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Care Supreme
  • Entry Age: 18 Years to Lifetime
  • SI: Up to 50 L

Individual and Family Health Insurance

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard
  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard
  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard
  • 3 variants available
  • Comprehensive coverage
  • Different family sizes covered

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Guard
  • 18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity
  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity
  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity
  • Pre- Hospitalization
  • 60 days Coverage for Day Care Procedures
  • Pre-existing disease covered after 36 months

Bajaj Allianz Health Infinity (Eligibility Criteria)

Bajaj Allianz Health Infinity
  • 18 to 65 Years

Accident Health Insurance

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

  • In-house claim settlement team
  • Multiple Sum Insured Options
  • Lifelong Renewability

Premium Personal Guard (Pros)

Premium Personal Guard
  • In-house claim settlement team
  • Multiple sum insured options
  • Lifelong renewability

Premium Personal Guard (Cons)

Premium Personal Guard
  • Does not cover self-inflicted injury
  • No AIDS cover
  • Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard
  • High sum insured up to INR 25 Lakhs
  • Lifetime renewal
  •   Annual policy

Premium Personal Guard (Eligibility Criteria)

Premium Personal Guard
  • 18 to 65 Years

Individual and Family Health Insurance

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani
  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani
  • Pre-policy health check-up coverage
  • Daycare procedures covered
  • Ambulance cover available

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani
  • 18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy
  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy
  • Hospitalization out of war/riot/strike NA
  •  Intentional self-injury

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy
  • Affordable premiums
  • Complete security

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy
  • 18 to 65 Years

Senior Citizen Health Insurance

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Silver Health Plan (Pros)

Silver Health Plan
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Silver Health Plan (Cons)

Silver Health Plan
  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan
  • 2 Plan variants
  • Preventive Health Checkups
  • Modern Treatments Covered 

Silver Health Plan (Eligibility Criteria)

Silver Health Plan
  • Entry Age: 46 to 80 Years
  • SI: Up to 10 L
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

  • Bajaj Allianz Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

Bajaj Allianz Extra Care Plus
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

Bajaj Allianz Extra Care Plus
  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus
  • Comprehensive features
  • Affordable premiums
  • Family cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Bajaj Allianz Extra Care Plus
  • Entry Age: 18 Years
  • SI: Up to 50 L
  • Initial Waiting Period: 30 Days

Individual

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

  • 43 CI cover
  • All-stage cancer cover
  • Physiotherapy care

Criti Care (Pros)

Criti Care
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Criti Care (Cons)

Criti Care
  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

Criti Care (Other Benefits)

Criti Care
  • Early Stage Cancers
  • Carotid Artery Surgery
  • Removal of one Kidney

Criti Care (Eligibility Criteria)

Criti Care
  • 18 to 65 Years

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.