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Bajaj Health Insurance Plan 2025 | Bajaj Health Insurance Hindi | Bajaj
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Bajaj General Health Insurance
Bajaj General Health Insurance
Bajaj General Insurance is one of the largest private insurers in the industry with offices in over 1100 towns and ...Read More
18,400+
Cashless hospitals
99.23%
Claim settlement
25 Cr
Max sum insured
21
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,707 reviews
🏥 18,400+ hospitals
📊 3.25x solvency ratio
✅ 99.23% claim settlement
What you get with Bajaj General Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 25 Cr
Coverage scales from entry-level individual plans to high-end family-floater protection.
18,400+ cashless hospitals
Direct billing at network hospitals across 1100 presence — no out-of-pocket payment at admission.
99.23% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
3.25x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
21 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
About Bajaj General Health Insurance
A quick overview of the insurer — parent group, brand history, and where they sit in the Indian health-insurance market.
Bajaj General Health Insurance Overview
One of the leading health insurance companies, Bajaj General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE.
They joined hands in May 2001 to start Bajaj General Insurance. They offer various health insurance plans for individuals, families, critical illness, group insurance, etc. You can customize your plans as per your requirements.
In the last two decades, they have empowered many lives with their products and services in the insurance market.
Key Advantages:
- 18400+ Network Hospitals
- Claims settled in 60 Minutes
- "Caringly Yours" Mobile App for download
- Sum Insured up to 25 Cr
- 24x7 Customer Support
What are some of the Features that set them apart?
- Initiate and track claims easily via the Bajaj General Mobile App
- Earn rewards for living a healthy lifestyle
- Emergency air ambulance services
- International travel for treatments
- Unlimited teleconsultations
Bajaj General Awards and Accolades
- Best Use of Data Analytics in Fraud Detection Award
- Finnoviti Trophy for Reach - Sarvatra Bima/Insurance on Wheels
- Best Cyber Insurance Award
- Digital Transformation Trailblazer Award
- Operational Resilience Award
Choose Bajaj General Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Bajaj Insurance Plans 2024
Bajaj Health Insurance
All 21 Bajaj General Health Insurance plans
Every plan currently being sold by Bajaj General Health Insurance, shown side-by-side so you can shortlist quickly.
Bajaj General HERizon Care
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellnes…
- Surrogacy support
- Oocyte donor cover
- Nurture Nest
Criti Care
Bajaj General Critical Illness plans offer a multitude of benefits, protecting the insured from life-threatening critical diseases. These p…
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Bajaj General Extra Care Plus
Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. It is a versatile pla…
- High sum insured
- Entry age up to 80 years
- Cover for family members available
Silver Health Plan
Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen looking for an insurance plan o…
- Cover 15 critical illnesses
- Preventive health check-ups
- Long term policy
Bajaj General Personal Accident Policy
Bajaj General Personal Accident Policy is a safety net for policyholders, as life is uncertain and can present unexpected challenges. Bajaj…
- High sum insured
- Death cover
- Disability cover
Bajaj General Arogya Sanjeevani
A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and familie…
- Lifelong renewability
- Affordable premiums
- Cover for pre-policy health checkups
Premium Personal Guard
The Bajaj Premium Personal Guard plan supports you during a crisis and helps you manage unforeseen risks, providing future security and ens…
- In-house claim settlement team
- Multiple sum insured options
- Lifelong renewability
Bajaj General Health Infinity
The Bajaj General Health Infinity Plan is a unique health insurance plan designed to offer policyholders an unlimited sum insured, protecti…
- Comprehensive coverage
- Lifetime renewal
- Easy and quick claim process
Bajaj General Health Guard
The Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring coverage for major expenses rel…
- Lifelong entry age
- SI upto 1 Crore
- Variants available
Bajaj General Health Care Supreme
Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical exp…
- Cover 15 critical illnesses
- Preventive health check-ups
- Long-term policy
Bajaj General Criti Care Plan
Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance poli…
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Bajaj General Women Specific Critical Illness Plan
Protection from critical illnesses when you need it the most! Bajaj General's women-specific critical illness plan protects women against t…
- Critical illness coverage for women
- Loss of job cover
- Children education benefits
Bajaj General Extra Care Policy
Extra Care policy is an additional layer of protection that ensures adequate health coverage.Sometimes, a base health insurance policy may …
- In-house claim settlement
- Global expertise
- Quick disbursement of claims
Bajaj General M-Care Plan
Get additional protection against diseases carried by mosquitoes with the M-Care health policy.According to a May 2024 report by The New In…
- Lump sum payout
- Family floater option
- Affordable premiums
- Short waiting period (15 days)
Bajaj General Global Health Care
The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's cruci…
- Preventive health check-up
- Pre and post-hospitalization cover
- Compassionate visit
- Mental health cover.
Bajaj General Critical Illness
Bajaj General Critical Illness insurance plan provides round-the-clock protection against critical illnesses. With a progressive and changi…
- Cover for 10 critical illnesses
- Lifelong renewability
- Affordable premium options
Bajaj General Health Ensure
Bajaj Allianz Health Ensure is a health insurance policy that comes with comprehensive benefits at an affordable price. It is a perfect pro…
- Comprehensive coverage
- Cumulative bonus
- Lifelong renewal
Bajaj General Tax Gain Policy
Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expe…
- Multiple plan options available
- OPD cover
- Coverage for senior citizens
Bajaj General Star Package
Bajaj Allianz Star Package Policy is a comprehensive family floater health insurance plan that protects you and your family members against…
- Super cumulative bonus
- Co-pay available
- 8 benefit options
Bajaj General My Health Care Plan
Bajaj General My Health Care Plan is a truly flexible plan for personalized healthcare. The health insurer offers a bouquet of features, al…
- High SI options
- OPD cover
- Cataract cover
Bajaj General Personal Guard
Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against …
- Death Cover
- EMI Payment Cover
- Hospital Cash Benefit
Quick comparison
Side-by-side across the 3 most-bought Bajaj General Health Insurance plans on PolicyX.
| Feature | Bajaj General HERizon Care | Criti Care | Bajaj General Extra Care Plus |
|---|---|---|---|
| Plan type | Individual | Individual | Top Up and Super Top Up |
| Sum insured | ₹3 Lakh, ₹10 Lakh, ₹25 Lakh, ₹5… | 1 Lakh, 1.5 Lakh, 2 Lakh, 5 Lak… | 3 L, 5 L, 10 L, 15 L, 20 L, 25 … |
| Entry age | Adults: 18 – 80 years, Children: 90 day… | 18 to 65 Years | 91 Days to 80 Years |
| Top benefits | Surrogacy support · Oocyte donor cover | 43 critical illnesses cover · All-stage cancer cover | High sum insured · Entry age up to 80 years |
What's covered — and what's not
The standard inclusions and exclusions across Bajaj General Health Insurance plans. Specific plans may add benefits — always check the policy wording before purchase.
✓ Inclusions
- The health insurance policies at Bajaj General cover you for expenses related to any medical treatment you receive while staying in the hospital.
- Coverage for pre and post-hospitalisation is included for up to 60 to 90 days respectively.
- Organ donation is a noble cause; your Bajaj mediclaim policy covers all surgical and medical procedures related to organ donation.
- As technology advances, medical treatments available are also advancing. Procedures taking less than 24 hours are covered by your Bajaj General policy.
- Your Bajaj General health cover will take care of expenses that can occur while delivering the baby and the treatment of the newborn baby, if required.
✗ Exclusions
- Bajaj General health policies will not cover injuries or hospitalisation caused by self-harm.
- Bajaj General Health Insurance plans do not cover any cosmetic surgeries or treatments.
- Bajaj General Health Insurance plans will not cover you for hospitalisations or accidents caused due to adventure sports.
- Bajaj General Insurance plans mostly do not cover treatments related to obesity and weight management, such as bariatric surgeries.
- Bajaj General health insurance company plans do not cover individuals or families for hospitalisation or injuries caused due to unlawful activities.
Documents required
For policy purchase and claim submission. Have these ready before you start.
- Duly completed and signed claim form, in original
- Valid photo-ID proof
- Medical practitioner's referral letter and prescription
- Original bills, receipts, and discharge cards from the hospital/medical practitioner
- Original bills from pharmacy/chemists
- Original pathological/diagnostic test reports/radiology reports and payment receipts
- Indoor case papers
- First Information Report, final police report, if applicable
- Post-mortem report, if conducted
- Any other document as required by the company to assess the claim
Waiting periods
When specific benefits become claimable after policy start.
What Are The Different Waiting Periods In Bajaj General Health Insurance Plans?
Initial Waiting Period
An initial waiting period of 30 days is applicable on all Bajaj General Health Insurance plans, starting from the date of purchase.
Pre-existing Waiting Period
Pre-existing diseases such as hypertension, diabetes, and others have a waiting period varying between 2 to 4 years, depending on the plan you opt for.
Survival Period
The survival period is the number of days mentioned in your critical illness health policy that you need to survive after being diagnosed with a critical illness to get plan coverage.
18,400+ cashless hospitals
Find a Bajaj General Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.
Buy, claim, renew, port — step-by-step
Step-by-step guides for the four moments that matter most in your policy lifecycle. Click a tab to switch.
If you are looking to purchase Bajaj General Health Insurance online, follow these simple steps:
- Step 1: Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
- Step 2: Click on 'Get free quotes' and compare Bajaj General Health Insurance Plans as per your needs.
- Step 3: Select and pay premiums online for the Bajaj General health insurance plan of your choice.
- Step 4: Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Bajaj General Health Insurance plan.
You can file for cashless as well as reimbursement claims for your Bajaj General Insurance Plans by following these easy steps:
- Step 1: Visit the nearest network hospital and show your Bajaj General cashless card and valid ID proof like a Passport, PAN Card, Voting card, etc.
- Step 2: Fill in the TPA form and provide the necessary details.
- Step 3: Bajaj General will review your request, after which the hospital bill is settled between the insurer and network hospital.
Follow these steps for Bajaj General Health Insurance policy renewal:
- Step 1: Visit the official website of Bajaj General Health Insurance Company.
- Step 2: Click on the ‘Renew’ tab.
- Step 3: Mention your ‘Policy Number’ and ‘Date Of Birth’.
Connect with our insurance experts for Bajaj General health insurance policy renewal at 1800-4200-269.
To port your existing policy to Bajaj General health insurance, follow the steps mentioned below:
- Step 1: Fill out the portability form and send the application to Bajaj General Health Insurance Company 45 days before the renewal date of your existing health plan.
- Step 2: As per IRDAI guidelines, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.
- Step 3: Once the policyholder's details are verified, the new insurance company must communicate its decision – either approval or rejection – within 15 days.
Compare and calculate the best health policies with the PolicyX premium calculator using these simple steps:
- Step 1: Visit the official website of 'PolicyX'.
- Step 2: Fill in details such as name, number of family members to be covered, city, and other information.
- Step 3: Click on 'Get Quotes'.
For assistance with Bajaj General health insurance policy premium calculation or other queries, connect with PolicyX health insurance experts at 1800-4200-269.
Frequently asked questions
The 15 most-asked questions about Bajaj General Health Insurance, answered.
There are mainly three modes through which you can pay the premium amount of the Bajaj General Health Insurance policy- Online payment ECS (electronic mode of funds transfer from one bank to another) By cheque or by cash payment at the insurance company’s office
Yes, under a few Bajaj General Health insurance plans, the insured will receive maternity and the newborn baby cover.
With Bajaj General’s critical illness policy, you are covered for 10 major critical illnesses: First heart attack Open Chest CABG (Coronary Artery Disease Requiring Surgery) Stroke Resulting in Permanent Symptoms Cancer of Specified Severity Kidney Failure Requiring Regular Dialysis
Yes, your policy is valid in Pan India and you can use it to meet your health emergencies.
For renewing the Bajaj General Health Insurance policy, you are required to visit the official website of this insurer and choose the health insurance section. After going through the health section, fill in all the details such as the policy number, KYC details, contact details. Then click on Get Quote and make the payment via online medium.
Buying a Bajaj General mediclaim policy provides you the tax benefits as per sec 80D of the Income Tax Act, 1961.
Visit the nearest branch office of Bajaj General health insurance along with the original policy documents and duly surrender form. Submit the documents and the refund of your policy premium shall be initiated after the completion of the policy cancellation.
Bajaj General Health Insurance provides cashless treatment at Bajaj General Health Insurance’s network hospitals.
Yes, Bajaj General Health Insurance offers family floater plans that allow you to include your spouse and children under a single policy.
Yes, there is usually a waiting period of 24 months provided for pre-existing conditions. The duration may vary depending on the policy terms.
You can renew your policy online through the Bajaj General official website or contact their customer service for assistance with the offline renewal process.
Yes, Bajaj offers coverage for alternative treatments or AYUSH.
Usually, a grace period for Bajaj Health Plans is 15 days. The duration may vary depending on the policy terms.
In most health insurance plans, after a 2-year waiting period, coverage includes conditions like hernia, cataract, piles, fissure, fistula, hydrocele, gallstones, kidney stones, varicose veins, certain joint replacements, and some benign tumors or cysts.
There is a free look period of 15 days for Bajaj General health insurance
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Customer satisfaction
Aggregate ratings from 2,707 verified PolicyX customers who bought a Bajaj General Health Insurance plan.
Health Insurance Premium Calculator
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PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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