Go Digit Life Insurance Company
Go Digit Life Insurance Company offers multiple life insurance products, including term insurance plans, ULIPs, ...Read More
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.
Branch offices and claim service centres across India for easy policy servicing.
Go Digit General Insurance, founded in 2016 by Kamesh Goyal, was initially incorporated as Oben General Insurance Limited and later rebranded as Go Digit General Insurance Limited in 2017. Go Digit Life Insurance offers a variety of life insurance plans, including term life insurance, whole life insurance, endowment plans, and group term life insurance. They also offer a unique combination plan called the Digit Life Healthy Glow Policy, which combines term life and health insurance.
Go Digit Life Insurance Company ensures to meet your insurance needs by offering:
Go Digit Life Insurance plans are available at affordable premiums, making them accessible to a wide range of customers.
Go Digit Life Insurance plans offer flexible policy tenures, allowing policyholders to choose as per their needs.
Go Digit Life Insurance plans offer a grace period for missed premium payments: 15 days for monthly payments and 30 days for quarterly, half-yearly, and yearly payments.
Policyholders can choose premium payment frequencies: monthly, quarterly, half-yearly, or yearly.
Go Digit Life offers life insurance products for individuals of all age groups.
Go Digit Life Insurance plans offer numerous benefits:
You can choose the sum assured for your Go Digit Life Insurance plan based on your future financial needs and the number of dependents, at affordable costs.
Go Digit Life Insurance plans offer flexible premium payment options: monthly, quarterly, half-yearly, and yearly.
Go Digit Life Insurance Company offers various plans, including term insurance, ULIPs, retirement, and child plans. You can choose the one that best suits your needs.
You can purchase Go Digit Life plans hassle-free through PolicyX.com or their nearest branch offices.
You can choose rider options with Go Digit Life Insurance to enhance the overall coverage of your base plan.
Every plan currently being sold by Go Digit Life Insurance Company, shown side-by-side so you can shortlist quickly.
The Digital Icon Guaranteed Return Savings Plan by Go Digit Life Insurance is a non-linked investment plan. Your funds are not affected by market cond...
Enhance your life plan with optional add-on riders for broader protection.
Go Digit Accidental Death Rider
Offers additional benefits if the policyholder dies due to an accident.
Go Digit Accidental Disability Rider
This rider offers the rider sum assured if the policyholder becomes partially or totally disabled due to an accident.
Go Digit Critical Illness Rider
If the policyholder is diagnosed with any critical illness mentioned in the brochure, rider benefits are paid.
For policy purchase and claim submission. Have these ready before you start.
Photo ID Proof Photo ID Proof (any one)
Passport, Aadhaar card, PAN card, Driving license.
Age Proof Age Proof (any one)
Passport, Aadhaar card, PAN card, Driving license.
Address Proof Address Proof (any one)
Utility bill, passport, voter ID, ration card.
Medical Records Medical Records
If requested by the insurer.
Income Proof Income Proof (any one)
Bank statement, last three months' salary slips (for salaried individuals).
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
Every claimant/nominee is assigned a dedicated Claims Relationship Officer to assist throughout the process. The life insurance claim settlement with Go Digit Life Insurance involves the following steps:
Inform the company about the incident through the Go Digit application or other available channels. A claim reference/intimation number will be provided upon successful registration.
Submit the required documents to process the claim.
In case of natural death: death claim form, death certificate (local municipality), original policy documents, claimant's identity & residence proof, medical records, and nominee's account details.
In case of an accidental death: the same documents along with an FIR and post-mortem report.
After receiving all documents and claim forms, the insurer will verify the details. If additional information is needed, they will contact you via call or email. Upon successful verification, the claim will be settled, and the amount transferred to the nominee's bank account, with communication via call or email.
Go Digit Life Insurance Company's claim settlement procedure can be initiated by visiting a local Go Digit Life Branch Office. For details of Go Digit Life Insurance branches, you can visit their website and locate the nearest branch. Submit the required documents in hardcopy at your nearest branch to file the claim.
The standard inclusions and exclusions across Go Digit Life Insurance Company plans. Specific plans may add benefits — always check the policy wording before purchase.
Go Digit Life is a reputed life insurer with a high claim settlement ratio of 99.51%. It offers a wide range of insurance products, including term plans, ULIPs, child insurance plans, and savings plans, to meet individual needs. For more information related to Go Digit Life Insurance Company, you can visit PolicyX.com or call us at 1800-420-0269. Our insurance experts will understand your requirements and help you choose a plan that best suits your needs.
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 8 most-asked questions about Go Digit Life Insurance Company, answered.
Aggregate ratings from 56 verified PolicyX customers who bought a Go Digit Life Insurance Company plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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