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LIC Policy Status

A plethora of online services is offered by Life Insurance Corporation to balance the transactions and affairs of its customers promptly. E-services of LIC include the entire range of services and capabilities which were once accessible only via LIC offices.

Keeping track of the information related to a certain policy and LIC policy status online is an option that is offered by the insurer. It intends to keep the policyholder informed regarding policy premium due dates and other events. There are various means to check LIC policy details like policy number, premium details and more. Moving on with the first method, one is required to make a registration by creating a user account and fill in their LIC policy details to view his/her policy status.

How to register online if you are not already a registered user and check your LIC policy details is also discussed in the sub topics below.

How to Check LIC Policy Details Online?

For New Users:

{Please follow the link for LIC Online Login Process}

  • Step 1: New customers must fill in the registration form available online at the LIC website, i.e. www.licindia.in.
  • Step 2: New customers must fill in the registration form available online in the LIC website, i.e. www[dot]licindia[dot]in.
  • Step 3: Details like ’policy number, email ID, date of birth, and premium amount,’ etc. will be required to proceed for the registration process.
  • Step 4: Once it is completed successfully, you will receive a verification email in the registered mail ID.
  • Step 5: Post verification by clicking on the ’verification link’ provided in the email, you can now check any related information to your policy from your account.

For Registered Users:

  • Step 1: Go to the official LIC website, fill in your credentials like username and password.
  • Step 2: Login to your account and select the option ’View Enrolled Policies’.
  • Step 3: You will be directed to a page where you can see all the listed enrolled policies.
  • Step 4: Choose the policy of your choice, the one for which you wish to check the details.
  • Step 5: And here you go! The status and all the necessary information regarding the policy will be displayed in front of you.

How to Check the Policy Status via Integrated Voice Response (IVR) System?

LIC has provided Interactive Voice Response system 24×7 available in almost all cities in the country. A LIC policyholder can dial the UAN- Universal Access Number ’1251’ and contact the customer care of the corporation. You can ask for queries and also check the policy status directly overcall.

For BSNL & MTNL Users:Dial ’1251’
For other Network User (Landline/Mobile):Dial the Local City Code Followed by ’1251’

You can also reach out to the LIC regional and zonal offices. Following are the regional offices in India, classified into 7 zones:

Eastern ZoneWestern Zone
Northern ZoneEastern Zone
Central ZoneNorth Central Zone
South Central Zone

Contact LIC to Know the Policy Status

Let’s have a look at the characterized zonal city-wise "Email IDs & Customer Support Numbers" along with ’Local City Codes’ to know the LIC Policy Status over phone calls.

For Eastern Zone

Name of the CityEmail ID & Phone No.
AsansolTel: 0341-2256012
BerhampurTel: 0680-2296390
BhagalpurEmail: customerzone_bhagalpur[at]licindia[dot]
Tel: 0641-2610011, 2610033, 2610099
BhubaneshwarEmail: customerzone_bhubaneswar[at]licindia[dot]
Tel: 0674-2573910, 0674- 2573911
CuttackEmail: customerzone_cuttack[at]licindia[dot]
Tel: 0671-2307883, 0671-2307889
DhanbadEmail: customerzone_dhanbad[at]licindia[dot]
Tel: 0326-2225344 , 0326-2225345
HazaribaghTel: 06546-272611
JamshedpurEmail: customerzone_jamshedpur[at]licindia[dot]
Tel: 0657-2443228, 0657-2443229
KolkataEmail: customerzone_kolkata-sub[at]licindia[dot]
Tel: 033-22124172 or 033-22124176
Kolkata(S)Email: customerzone_kolkata-sub[at]licindia[dot]
Tel: 033-2337-0642
Kolkata-IIEmail: customerzone_kolkata-do2[at]licindia[dot]
Tel: 033-2419-8476
MuzaffarpurEmail: customerzone_muzaffarpur[at]licindia[dot]
Tel: 0621-2281023
PatnaEmail: customerzone_patna[at]licindia[dot]
Tel: 0612-2332033, 0612-2201795
SambalpurTel: 0663-2541388
BegusaraiTel: 0624-3245265
BongaigaonTel: 03664-228281
GuwahatiEmail: customerzone_guwahati[at]licindia[dot]
Tel: 0361-2450389
HowrahEmail: customerzone_howrah[at]licindia[dot]
Tel: 033-2637-4387
JalpaiguriTel: 03561-255443
JorhatTel: 0376-2361613
KharagpurTel: 03222-253302
SilcharTel: 03842-241716
SiliguriEmail: customerzone_Siliguri[at]licindia[dot]com
Tel: 0353-2545739

For Western Zone

Name of the CityEmail ID & Phone No.
AhmedabadEmail: customerzone_ahmedabad[at]licindia[dot]com
Tel: 1. 079-27490619. 2 . 079-27461032 and 079-27461662
AmravatiTel: 0721-2660145
AurangabadTel: 0240-2329299
BhavnagarTel: 0278-2421963
DwarkaEmail: customerzone_dwarka[at]licindia[dot]com
Tel: 011-28042585
GandhinagarEmail: customerzone_gandhinagar[at]licindia[dot]com
Tel: 079-23240083, 23240383
GoaEmail: customerzone_goa[at]licindia[dot]com
Tel: 0832-2490100
KolhapurTel: 0231-2661135
Mumbai-IEmail: customerzone_mumbai[at]licindia[dot]com
Tel: 022-26788943
Mumbai-IIEmail: customerzone_mumbai2[at]licindia[dot]com
Tel: 022-27725968/022-27723592
Mumbai-IIIEmail: customerzone_mumbai-do3[at]licindia[dot]com
Tel: 022-28912605/022-28913760
Mumbai-IVEmail: customerzone_mumbai-do4[at]licindia[dot]com
Tel: 022-28482907
NadiadTel: 0268-2532134
NagpurEmail: customerzone_nagpur[at]licindia[dot]com
Tel: 0712-2450083, 0712-2450080
NandedTel: 02462-221777
NashikTel: 0253-2317607
NerulEmail: customerzone_mumbai2[at]licindia[dot]com
Tel: 27725968
PuneEmail: customerzone_pune[at]licindia[dot]com
Tel: 020-25539790
Pune-IITel: 020-24217638
RajkotEmail: customerzone_rajkot[at]licindia[dot]com
Tel: 0281-2581318, 2581319, 2483210
SataraTel: 02162-224708
SuratEmail: customerzone_surat[at]licindia[dot]com
Tel: 0261-2801833, 2770227
ThaneEmail: customerzone_thane[at]licindia[dot]com
Tel: 022-25423226, 25421474
VadodaraTel: 0265-2225188

For Northern Zone

Name of the CityEmail ID & Phone No.
AgraEmail: customerzone_agra[at]licindia[dot]com
Tel: 0562-2524912
AjmerTel: 0145-2661878
AmritsarEmail: customerzone_amritsar[at]licindia[dot]com
Tel: 0183-2560673
BikanerTel: 0151-2225920
ChandigarhEmail: customerzone_chandigarh[at]licindia[dot]com
Tel: 0172-2678107
DelhiEmail: customerzone_delhi[at]licindia[dot]com
Tel: 1800112552/011-23310868
Delhi-IIEmail: customerzone_delhido2[at]licindia[dot]com
Tel: 011-22785930
GurgaonEmail: customerzone_gurgaon[at]licindia[dot]com
Tel: 0124-2576060, 2578060, 2570060
JaipurEmail: customerzone_jaipur[at]licindia[dot]com
Tel: 0141-2702845
JalandharEmail: customerzone_jalandhar[at]licindia[dot]com
Tel: 0181-2480967
JammuEmail: customerzone_jammu[at]licindia[dot]com
Tel: 0191-2479717, 2479791
JodhpurEmail: customerzone_jodhpur[at]licindia[dot]com
Tel: 0291-2657117 or 0291-2635076
KarnalEmail: customerzone_karnal[at]licindia[dot]com
Tel: 1842-208400
LudhianaEmail: customerzone_ludhiana[at]licindia[dot]com
Tel: 0161-2424074
NoidaEmail: customerzone_noida[at]licindia[dot]com
Tel: 0120-2444026
RohtakTel: 1262-228328
ShimlaTel: 0177-2629212
SrinagarTel: 0191-2475839
UdaipurTel: 0294-2488581

For Southern Zone

Name of the CityEmail ID & Phone No.
ChennaiEmail: customerzone_chennai[at]licindia[dot]com
Tel: 044-28611912, 044-28611642
Chennai-IIEmail: customerzone_ch-2[at]licindia[dot]com
Tel: 044-25331915
CoimbatoreEmail: customerzone_cbe[at]licindia[dot]com
Tel: 0422-2300300
ErnakulamEmail: customerzone_ernakulam[at]licindia[dot]com
Tel: 0484-2383883
HubliEmail: customerzone_hubli[at]licindia[dot]com
Tel: 0836-2255073, 2264333, 2264233
KottayamEmail: customerzone_ktm[at]licindia[dot]com
Tel: 0481 2302408
KozhikodeEmail: customerzone_kkd[at]licindia[dot]com
Tel: 0495-2725583, 0495-2726006
MaduraiEmail: customerzone_madurai[at]licindia[dot]com
Tel: 0452-2370361
MangaloreEmail: customerzone_mangalore[at]licindia[dot]com
Tel: 0824 -2426255
SalemEmail: customerzone_salem[at]licindia[dot]com
Tel: 0427- 2440588
ThanjavurTel: 04362-233678
TiruchirappalliEmail ID: customerzone_tcy[at]licindia[dot]com
Tel: 0462-2577070
TirunelveliEmail ID: customerzone_tvl[at]licindia[dot]com
Tel: 0431-2741000
Trivandrum/ThiruvananthapuramEmail ID: customerzone_tvm[at]licindia[dot]com
Tel: 0471-2335222
VelloreEmail ID: customerzone_vlr[at]licindia[dot]com
Tel: 0416-2252202

For Central Zone

Name of the CityEmail ID & Phone No.
BhopalEmail: customerzone_bhopal[at]licindia[dot]com
Tel: 0755-2550242
BilaspurTel: 07752-2203732
GwaliorEmail: customerzone_gwalior[at]licindia[dot]com
Tel: 0751-2630272
IndoreGulbargaEmail: customerzone_indore[at]licindia[dot]com
Tel: 0731-2533523
JabalpurEmail: customerzone_jabalpur[at]licindia[dot]com
Tel: 0761-2407283
RaipurEmail: customerzone_raipur[at]licindia[dot]com
Tel: 0771-2210010
SatnaTel: 07672-228100
ShahdolTel: 07652-248469

For North-Central Zone

Name of the CityEmail ID & Phone No.
AligarhTel: 0571-2420066
AllahabadTel: 0532-2401854
BareillyTel: 0581-2301712
DehradunTel: 0135-2668231
FaizabadTel: 5278-244261
GorakhpurTel: 0551-2230322
HaldwaniTel: 05946-267886
KanpurEmail: customerzone_kanpur[at]licindia[dot]com
Tel: 0512-2307443
LucknowEmail: customerzone_lucknow[at]licindia[dot]com
Tel: 0522-2614782
MeerutTel: 0121-2671201
VaranasiEmail: customerzone_vns[at]licindia[dot]com
Tel: 0542-2220457

For South-Central Zone

Name of the CityEmail ID & Phone No.
BangaloreEmail: customerzone_bangalore[at]licindia[dot]com
Tel: 080-22966528 & 22966553
Bangalore-IIEmail: customerzone_banglr2[at]licindia[dot]com
Tel: 080-22966836/896
BelgaumEmail: customerzone_belgaum[at]licindia[dot]com
Tel: 0831-2438856, 2438857
DharwadTel: 0836-2441968
GulbargaEmail: customerzone_gulbarga[at]licindia[dot]com
Tel: 08472-233030
GunturEmail: customerzone_guntur[at]licindia[dot]com
Tel: 0863-2222772, 2211476, 0863-2211562
HyderabadEmail: customerzone_hyderabad[at]licindia[dot]com
Tel: 040-23420730, 23420740 & 23420761
KadapaTel: 08562-247017
KarimnagarTel: 0878-2240597
MachilipatnamTel: 08672-223372
MysoreEmail: customerzone_mysore[at]licindia[dot]com
Tel: 0821-2341096, 2341099
NelloreTel: 0861-2323072
RaichurTel: 08532-232432
RajahmundryTel: 0883-2423832
SecunderabadEmail: customerzone_secunderabad[at]licindia[dot]com
Tel: 040-27820146, 27820136
ShimogaTel: 08182-251320
UdupiTel: 0820-2536907
VijaywadaEmail: customerzone_vijaywada[at]licindia[dot]com
Tel: 0891-2533211
Visakhapatnam/VizagEmail: customerzone_vizag[at]licindia[dot]com
Tel: 0891-2558254, 2513404
WarangalEmail: customerzone_warangal[at]licindia[dot]com
Tel: 0870-2574034

Track the LIC Policy Status via ’SMS’

Besides the option of online registration, you can check the LIC policy status through ’SMS’ from your mobile phone. This reduces the mess of remembering the password to check the online policy status.

Do not forget the ’policy number’ as it is necessary to get all the details through this process.

To know the status via SMS, type ’ASKLIC’ followed by the function <Policy Number> specific code and send it to the phone number 56767877.

There are various types of SMS codes for a variety of services. Let’s have a look at the following:

Enquiry TypeSMS code (Send to 56767877)
Instalment PremiumWrite "ASKLIC<Policy Number>PREMIUM"
Revival AmountWrite "ASKLIC<Policy Number>REVIVAL"
Status of Nominations AddedWrite "ASKLIC<Policy Number>NOM"
Bonus AdditionsWrite "ASKLIC<Policy Number>BONUS"
Loan Amount AvailableWrite "ASKLIC<Policy Number>LOAN"

Send ’SMS’ for LIC Pension Policy

Enquiry TypeSMS code (Send to 56767877)
Status of Individual Policy Plan (IPP)Write "ASKLIC<Policy Number>STAT"
Existence Certificate DueWrite "ASKLIC<Policy Number>ECDUE"
Last Annuity Release DateWrite "ASKLIC<Policy Number>ANNPD"
Annuity AmountWrite "ASKLIC<Policy Number>AMOUNT"
Cheque Return InformationWrite "ASKLIC<Policy Number>CHQRET"

How to Check the LIC Policy Surrender Value?

It is the value or the amount paid to the policyholder on discontinuation of policy and collects it from LIC. The Surrender Value is only payable after full payment of premiums for at least 3 years. As per the rules and regulations, the bonus also gets attached to it if the policy is participating one.

To check the surrender value of the policy, one can calculate easily by applying the below-mentioned formula.

Basic Sum Assured (Total Number of Payable Premiums/Number of Paid Premiums)+Total Bonus Received × Surrender Value Factor.

Why Check LIC Policy Status On-Time?

It always happens with everyone, in everyday hustle people tend to forget to pay the premiums at regular intervals on-time. That is why it is crucial to keep a track and check the policy status at least once every two months so that if any premium by mistake got missed in the recent month due to any reason, you would be able to pay it within the grace period of next month. Not only this, but you will be up-to-date about the detailed information and transitional bonuses offered by the policy. If the premiums will not be paid timely, the policy gets lapsed, and you along with your family shall not be able to enjoy the benefits of the plan. Even the revival of the policy is time-taken and troublesome if the premiums got delayed and the policy has already lapsed for more than 6 months. So, to keep you and family insured and independent always it is advisable to check the policy status at regular intervals and pay the premiums within the due date.

A couple of minutes to check the status of the policy won’t cost you much!

How can I check the status of my LIC policy if I have lost policy documents

Losing your LIC policy document can be a stressful experience, but you can still check the status of your LIC policy by providing your policy number and other required details. You can visit the LIC website, use the LIC mobile app, or visit the nearest LIC branch office to know the status of your policy and follow the steps given below:

  • Conduct a Thorough Search:
    The first step in knowing the status of your lost LIC policy document is to conduct a thorough search. Look for the policy document in your residence, among your investment papers, at your office, or even with your agent to whom you might have entrusted the document.
  • Check for Pledge or Assignment:
    If you have taken out a loan against your LIC policy,there is a chance ,the policy document may have been connected with LIC and any other financial institution .So the company keeps the insurance document. Check and see whether the document you’re looking for is safe with another financial institution. This will save your time and effort of finding the lost documents.
  • Apply for Duplicate Policy:
    If you are sure that the policy document is untraceable due to unknown causes, you can apply for a duplicate policy at the branch that services your policy. The following steps need to be followed:
      • Lodge a Police Complaint: File a police complaint about the loss of your policy document. This is an important step as it serves as evidence of the loss.
      • Submit an Application: Submit an application to the branch that services your policy, stating that you have lost the policy document and requesting a duplicate policy.
      • Provide Necessary Documents: Provide necessary documents such as a copy of the police complaint, a notarized indemnity document, and an affidavit stating the circumstances under which the policy document was lost.
      • Pay the Fees: Pay the required fees for the issuance of the duplicate policy.
      • Follow Up: Follow up with the branch to know the status of your application and the issuance of the duplicate policy.

    In conclusion, If you have lost the policy document, the company has offered various steps to retain it back. It is advised to keep the documents carefully, in order to avoid any hassles.

LIC Life Insurance Life Plan

LIC Jeevan Labh (Plan No: 936) is a limited premium paying, non-linked (Not dependent on equity-based funds and money/share market) with-profit endowm...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Labh (Pros)

LIC Jeevan Labh
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC Jeevan Labh (Cons)

LIC Jeevan Labh
  • No auto cover benefit
  • No return of premium
  • No premium waiver

LIC Jeevan Labh (Other Benefits)

LIC Jeevan Labh
  • Additional Rider Options
  • Grace Period
  • Loan FacilityAdditional Rider Options
  • Grace Period
  • Loan Facility

LIC Jeevan Labh (Eligibility Criteria)

LIC Jeevan Labh
  • Minimum Entry Age- 18 Years
  • Maximum Entry Age- 65 years
  • Minimum Sum Assured- Rs 1 lakh
  • Maximum Sum Assured- No limit

This plan has double roles to play. Firstly, this plan is applicable for safeguarding a family after the untimely death of the policyholder. Secondly,...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Premium Endowment (Pros)

LIC Premium Endowment
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC Premium Endowment (Cons)

LIC Premium Endowment
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Premium Endowment (Other Benefits)

LIC Premium Endowment
  • Additional Rider Options
  • Grace Period
  • Loan Facility

LIC Premium Endowment (Eligibility Criteria)

LIC Premium Endowment
  • Minimum entry age- 14 years
  • Maximum entry age- 45 years
  • Minimum sum assured- Rs 1
  • 00
  • 000 Maximum sum assured- Rs 5
  • 00
  • 000
  • Maximum policy term- 20 years

LIC's Jeevan Tarun is basically a participating non-linked limited premium plan that offers a great combination of protection along with savings for y...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Tarun (Pros)

LIC Jeevan Tarun

LIC Jeevan Tarun (Cons)

LIC Jeevan Tarun

LIC Jeevan Tarun (Other Benefits)

LIC Jeevan Tarun

LIC Jeevan Tarun (Eligibility Criteria)

LIC Jeevan Tarun

The future of the world depends on the strength of the children today. But if they are not prepared for that purpose, the dream will be unattainable. ...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC New Children Money Back Plan (Pros)

LIC New Children Money Back Plan
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC New Children Money Back Plan (Cons)

LIC New Children Money Back Plan
  • No pre-existing condition
  • No auto cover
  • No guranteed benefit

LIC New Children Money Back Plan (Other Benefits)

LIC New Children Money Back Plan
  • Additional Rider Options
  • Grace Period
  • Loan Facility

LIC New Children Money Back Plan (Eligibility Criteria)

LIC New Children Money Back Plan
  • Minimum entry age- 0 years
  • Maximum entry age- 12 years
  • Minimum sum assured- Rs 1
  • 00
  • 000 Maximum sum assured- No limit Maximum policy term- 25 minus entry age

Ever come across a large pile of banknotes? You know, by winning the lottery or hitting the jackpot at your favorite casino? Your first instinct must ...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Bima Bachat (Pros)

LIC Bima Bachat
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC Bima Bachat (Cons)

LIC Bima Bachat
  • No pre-existing condition
  • No auto-cover benefit
  • No guranteed benefit

LIC Bima Bachat (Other Benefits)

LIC Bima Bachat
  • Additional Rider Options
  • Grace Period
  • Loan Facility

LIC Bima Bachat (Eligibility Criteria)

LIC Bima Bachat
  • Minimum entry age- 15 years
  • Maximum entry age- 66 years
  • Minimum sum assured- Rs 35
  • 000 Maximum sum assured- No limit Maximum policy term- 15 years

LIC launched the Bima Diamond Plan (table No. 841) on September 19, 2016. This is a non-linked plan, i.e. it doesn't depend on the share market. It is...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Bima Diamond (Pros)

LIC Bima Diamond
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC Bima Diamond (Cons)

LIC Bima Diamond
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Bima Diamond (Other Benefits)

LIC Bima Diamond
  • Additional Rider Options
  • Grace Period
  • Loan Facility

LIC Bima Diamond (Eligibility Criteria)

LIC Bima Diamond
  • Minimum entry age- 14 years
  • Maximum entry age- 45 years
  • Minimum sum assured- Rs 1
  • 00
  • 000 Maximum sum assured- Rs 5
  • 00
  • 000
  • Maximum policy term- 20 years

When it comes to offering a complete insurance suite of the most comprehensive financial security in terms of health and life, you are in safe hands w...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Arogya (Pros)

LIC Jeevan Arogya
  • Increasing health cover
  • No claim benefit
  • Premium waiver benefit

LIC Jeevan Arogya (Cons)

LIC Jeevan Arogya
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Arogya (Other Benefits)

LIC Jeevan Arogya
  • Hospital cash benefit
  • Ambulance Benefit
  • Premium waiver Benefit

LIC Jeevan Arogya (Eligibility Criteria)

LIC Jeevan Arogya
  • Minimum entry age- 91 days
  • Maximum entry age- 75 years
  • Minimum sum assured- Rs 1
  • 00
  • 000 Maximum sum assured- No limit
  • Maximum policy term- 20 years

LIC Jeevan Shagun is a non-linked, participating, savings with protection single premium Money-Back plan. The policy provides high life cover in the e...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Shagun (Pros)

LIC Jeevan Shagun
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC Jeevan Shagun (Cons)

LIC Jeevan Shagun
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Shagun (Other Benefits)

LIC Jeevan Shagun
  • Additional Rider Options
  • Grace Period
  • Loan Facility

LIC Jeevan Shagun (Eligibility Criteria)

LIC Jeevan Shagun
  • Minimum entry age- 8 years
  • Maximum entry age- 45 years
  • Minimum sum assured- Rs 60
  • 000 Maximum sum assured- No limit
  • Maximum policy term- 12 years

The LIC New Money Back Plan 20 Years (Plan No: 920)was floated on January 6, 2014 to cater to the financial needs of the business and the salaried cla...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC New Money Back 20 Years (Pros)

LIC New Money Back 20 Years
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC New Money Back 20 Years (Cons)

LIC New Money Back 20 Years
  • No pre-existing condition
  • No auto-cover continuance
  • No guranteed benefit

LIC New Money Back 20 Years (Other Benefits)

LIC New Money Back 20 Years
  • Additional Rider Options
  • Grace Period
  • Loan Facility

LIC New Money Back 20 Years (Eligibility Criteria)

LIC New Money Back 20 Years
  • Minimum entry age- 13 years
  • Maximum entry age- 50 years
  • Minimum sum assured- Rs 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy term- 20 years

LIC Jeevan Akshay VI Plan is an immediate annuity pure pension plan for senior citizens provided by one of the top ranked insurance companies in India...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Akshay (Pros)

LIC Jeevan Akshay
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions

LIC Jeevan Akshay (Cons)

LIC Jeevan Akshay
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Akshay (Other Benefits)

LIC Jeevan Akshay
  • Additional Rider Options
  • Grace Period
  • High Sum Assured Rebates

LIC Jeevan Akshay (Eligibility Criteria)

LIC Jeevan Akshay
  • Minimum entry age- 25 years
  • Maximum entry age- 85 years
  • Minimum sum assured- Rs 2 lakh
  • Maximum sum assured- Rs 5 lakhs
  • Maximum policy term- 20 years

Of the many efficient plans of LIC, the Jeevan Shikhar Plan stands out in terms of benefits and simplicity of terms. The endowment plan was initially ...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Shikhar (Pros)

LIC Jeevan Shikhar

LIC Jeevan Shikhar (Cons)

LIC Jeevan Shikhar

LIC Jeevan Shikhar (Other Benefits)

LIC Jeevan Shikhar

LIC Jeevan Shikhar (Eligibility Criteria)

LIC Jeevan Shikhar

LIC's Aadhaar Stambh Plan (Plan No: 943, UIN: 512N310V01) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. It...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Aadhaar Stambh (Pros)

LIC Aadhaar Stambh
  • Death Benefits
  • Maturity Benefits
  • Participation in Profits

LIC Aadhaar Stambh (Cons)

LIC Aadhaar Stambh
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Aadhaar Stambh (Other Benefits)

LIC Aadhaar Stambh
  • Additional Rider Options
  • Grace Period
  • High Sum Assured Rebates

LIC Aadhaar Stambh (Eligibility Criteria)

LIC Aadhaar Stambh
  • Minimum entry age- 8 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 2 lakh
  • Maximum sum assured- Rs 5 lakhs
  • Maximum policy term- 20 years

LIC&rsquo;s Aadhaar Shila Plan (Plan No: 944) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. This plan is a...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Aadhaar Shila (Pros)

LIC Aadhaar Shila
  • Death Benefits
  • Maturity Benefits
  • Participation in Profits

LIC Aadhaar Shila (Cons)

LIC Aadhaar Shila
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Aadhaar Shila (Other Benefits)

LIC Aadhaar Shila
  • Additional Rider Options
  • Grace Period
  • High Sum Assured Rebates

LIC Aadhaar Shila (Eligibility Criteria)

LIC Aadhaar Shila
  • Minimum entry age- 8 years
  • Maximum entry age- 55 years
  • Minimum sum assured- 75
  • 000
  • Maximum sum assured- 3 lakhs
  • Maximum policy term- 20 years

LIC Jeevan Umang (Plan No: 945) is a conventional, with-profit, non-linked endowment plan with complete life insurance coverage. The policy provides t...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Umang (Pros)

LIC Jeevan Umang
  • Death Benefits
  • Maturity Benefits
  • Participation in Profits

LIC Jeevan Umang (Cons)

LIC Jeevan Umang
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Umang (Other Benefits)

LIC Jeevan Umang
  • Additional Rider Options
  • Grace Period
  • High Sum Assured Rebates

LIC Jeevan Umang (Eligibility Criteria)

LIC Jeevan Umang
  • Minimum entry age- 90 days
  • Maximum entry age- 55 years
  • Minimum sum assured- 2 lakh
  • Maximum sum assured- No limit
  • Maximum policy term- 100 Minus Age at Entry

LIC New Jeevan Anand is a participating non-linked plan providing a combination of both protection and savings. The plan offers financial protection a...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC New Jeevan Anand (Pros)

LIC New Jeevan Anand
  • Death Benefits
  • Maturity Benefits
  • Participation in Profits

LIC New Jeevan Anand (Cons)

LIC New Jeevan Anand
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC New Jeevan Anand (Other Benefits)

LIC New Jeevan Anand
  • Additional Rider Options
  • Grace Period
  • High Sum Assured Rebates

LIC New Jeevan Anand (Eligibility Criteria)

LIC New Jeevan Anand
  • Minimum entry age- 18 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy term- 35 years

LIC Jeevan Rakshak Plan (Table No. 827) is a participating non-linked plan that provides a combination of insurance and savings. As the name suggests,...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Rakshak Plan (Pros)

LIC Jeevan Rakshak Plan
  • Death Benefits
  • Maturity Benefits
  • Participation in Profits

LIC Jeevan Rakshak Plan (Cons)

LIC Jeevan Rakshak Plan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Rakshak Plan (Other Benefits)

LIC Jeevan Rakshak Plan
  • Policy Revival
  • High Sum Assured Rebates
  • Additional Riders

LIC Jeevan Rakshak Plan (Eligibility Criteria)

LIC Jeevan Rakshak Plan
  • Minimum entry age- 8 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 75
  • 000
  • Maximum sum assured- Rs 2 lakhs
  • Maximum policy terrm- 20 years

For the financial security of children and families, the LIC Jeevan Lakshya Plan (Plan No: 933) is the most suitable one. It is a collection of saving...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Lakshya Plan (Pros)

LIC Jeevan Lakshya Plan
  • Death Benefits
  • Maturity Benefits
  • Participation in Profits

LIC Jeevan Lakshya Plan (Cons)

LIC Jeevan Lakshya Plan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Lakshya Plan (Other Benefits)

LIC Jeevan Lakshya Plan
  • Additional Rider Options
  • Grace Period
  • High Sum Assured Rebates

LIC Jeevan Lakshya Plan (Eligibility Criteria)

LIC Jeevan Lakshya Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy terrm- 25 years

LIC New Endowment Plan-one of the best policy by LIC India. The LIC New Endowment plan (Plan No: 914) is a must-avail plan considering the many benefi...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC New Endowment Plan (Pros)

LIC New Endowment Plan
  • Death benefits
  • Maturity benefits
  • Participation in profits

LIC New Endowment Plan (Cons)

LIC New Endowment Plan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC New Endowment Plan (Other Benefits)

LIC New Endowment Plan
  • High sum assured rebate
  • Surrender benefit
  • Policy revival

LIC New Endowment Plan (Eligibility Criteria)

LIC New Endowment Plan
  • Minimum entry age- 8 years
  • Maximum entry age- 55 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy term- 35 years

It is a traditional endowment with death and maturity benefits to the policyholder. Even a bonus facility is given along. In this plan, the premium is...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Single Premium Endowment (Pros)

LIC Single Premium Endowment
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

LIC Single Premium Endowment (Cons)

LIC Single Premium Endowment
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Single Premium Endowment (Other Benefits)

LIC Single Premium Endowment
  • Loan Facility
  • High Sum Assured Rebate
  • Surrender Benefit

LIC Single Premium Endowment (Eligibility Criteria)

LIC Single Premium Endowment
  • Minimum entry age- 90 days
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 50
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 25 years

LIC Jeevan Saral is an Endowment Assurance plan under which the proposer has simply to choose the amount and mode of premium payment. The plan comes o...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Saral (Pros)

LIC Jeevan Saral
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

LIC Jeevan Saral (Cons)

LIC Jeevan Saral
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Saral (Other Benefits)

LIC Jeevan Saral
  • Loan Facility
  • Loyalty Additions
  • House Loan

LIC Jeevan Saral (Eligibility Criteria)

LIC Jeevan Saral
  • Minimum entry age- 12 years
  • Maximum entry age- 60 years
  • Minimum sum assured- 5 lakhs
  • Maximum sum assured- Rs 25 lakhs
  • Maximum policy term- 35 years

Pradhan Mantri Vaya Vandana Yojana is a single premium payment pension plan. This pension plan offers an option to either choose the amount of pension...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Pradhan Mantri Vaya Vandana Yojana (Pros)

LIC Pradhan Mantri Vaya Vandana Yojana
  • Death Benefits
  • Maturity Benefits
  • Pension Benefits

LIC Pradhan Mantri Vaya Vandana Yojana (Cons)

LIC Pradhan Mantri Vaya Vandana Yojana
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Pradhan Mantri Vaya Vandana Yojana (Other Benefits)

LIC Pradhan Mantri Vaya Vandana Yojana
  • Loan Facility
  • Surrender Benefits
  • Choice of pension payments

LIC Pradhan Mantri Vaya Vandana Yojana (Eligibility Criteria)

LIC Pradhan Mantri Vaya Vandana Yojana
  • Minimum entry age- 60 years
  • Maximum entry age- No limit
  • Minimum sum assured- -
  • Maximum sum assured- -
  • Maximum policy terrm- Whole life

(A Perfect Gift For Your Beloved Daughter) LIC Kanyadan policy is the perfect financial coverage for your daughter with a very low premium. Unlike oth...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Kanyadan Policy (Pros)

LIC Kanyadan Policy

LIC Kanyadan Policy (Cons)

LIC Kanyadan Policy

LIC Kanyadan Policy (Other Benefits)

LIC Kanyadan Policy

LIC Kanyadan Policy (Eligibility Criteria)

LIC Kanyadan Policy

Life Insurance Corporation (LIC) is an Indian insurance company owned by the Government of India. It was founded on 1st September 1956 and is headquar...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Shanti (Pros)

LIC Jeevan Shanti
  • Death Benefits
  • Maturity Benefits
  • Loan Faciliy

LIC Jeevan Shanti (Cons)

LIC Jeevan Shanti
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Shanti (Other Benefits)

LIC Jeevan Shanti
  • No medical examinations
  • Reduction in annuity rates
  • Rebates

LIC Jeevan Shanti (Eligibility Criteria)

LIC Jeevan Shanti
  • Minimum entry age- 30 years
  • Maximum entry age- 79 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy terrm- Subject to maximum vesting age

LIC Jeevan Saathi is basically an endowment assurance policy that is there to ensure the lives of husband and wife. It offers the required financial p...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Saathi (Pros)

LIC Jeevan Saathi
  • Partial withdrawals
  • Switching
  • Increase/decrease of life cover

LIC Jeevan Saathi (Cons)

LIC Jeevan Saathi
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Saathi (Other Benefits)

LIC Jeevan Saathi
  • Additional riders to choose
  • Discontinuance of premiums
  • Choice of policy tenure

LIC Jeevan Saathi (Eligibility Criteria)

LIC Jeevan Saathi
  • Minimum entry age- 18 years
  • Maximum entry age- 55 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy terrm- 20 years

LIC Micro Bachat Plan (Table No. 951) is a traditional, non-linked, participating micro-insurance plan that offers dual benefits of protection as well...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Micro Bachat (Pros)

LIC Micro Bachat

LIC Micro Bachat (Cons)

LIC Micro Bachat

LIC Micro Bachat (Other Benefits)

LIC Micro Bachat

LIC Micro Bachat (Eligibility Criteria)

LIC Micro Bachat

LIC has been very dynamic in introducing plans according to different individuals' demands. The LIC Komal Jeevan Plan is exclusively fabricated for ch...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Komal Jeevan (Pros)

LIC Komal Jeevan
  • Death Benefits
  • Maturity Benefits
  • Survival Benefits

LIC Komal Jeevan (Cons)

LIC Komal Jeevan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Komal Jeevan (Other Benefits)

LIC Komal Jeevan
  • Loyalty Additions
  • Guaranteed Additions
  • Surrender Value

LIC Komal Jeevan (Eligibility Criteria)

LIC Komal Jeevan
  • Minimum entry age- 90 days
  • Maximum entry age- 18 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- Rs 25 lakhs
  • Maximum policy terrm- 26 years

LIC Navjeevan is a newly launched plan by the Life Insurance Corporation of India. It is a non-linked with profit endowment assurance plan. It is a co...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Navjeevan Plan (Pros)

LIC Navjeevan Plan
  • Annuity Options
  • Whole life cover
  • Participation in profits

LIC Navjeevan Plan (Cons)

LIC Navjeevan Plan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Navjeevan Plan (Other Benefits)

LIC Navjeevan Plan
  • Multiple riders to choose from
  • Loan facility
  • Surrender value

LIC Navjeevan Plan (Eligibility Criteria)

LIC Navjeevan Plan
  • Minimum entry age- 90 days
  • Maximum entry age- 45 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy terrm- 18 years

LIC SIIP is a unit-linked non-participating individual life insurance plan. The plan comes out as an opportunity to monetize the investment options of...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC SIIP Plan (Pros)

LIC SIIP Plan
  • Maturity Benefits
  • Death Benefits
  • Additions

LIC SIIP Plan (Cons)

LIC SIIP Plan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC SIIP Plan (Other Benefits)

LIC SIIP Plan
  • Partial withdrawals
  • Switching
  • Revival

LIC SIIP Plan (Eligibility Criteria)

LIC SIIP Plan
  • Minimum entry age- 90 days
  • Maximum entry age- 65 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- 10 Lac
  • Maximum policy term- 25 years

LIC Bima Shree Policy is a traditional, non-linked, and with-profit money-back life insurance policy that features guaranteed additions to provide sec...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Bima Shree (Pros)

LIC Bima Shree

LIC Bima Shree (Cons)

LIC Bima Shree

LIC Bima Shree (Other Benefits)

LIC Bima Shree

LIC Bima Shree (Eligibility Criteria)

LIC Bima Shree

LIC Nivesh Plus is a unit-linked, non-participating, and single-premium individual life insurance plan. It offers insurance cum investment benefits th...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Nivesh Plus (Pros)

LIC Nivesh Plus
  • Death Benefit
  • Maturity Benefit
  • Guaranteed Additions

LIC Nivesh Plus (Cons)

LIC Nivesh Plus
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Nivesh Plus (Other Benefits)

LIC Nivesh Plus
  • Partial Withdrawals
  • Switches
  • Payout in installments

LIC Nivesh Plus (Eligibility Criteria)

LIC Nivesh Plus
  • Minimum entry age- 90 days
  • Maximum entry age- 70 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- No limit
  • Maximum policy terrm- 25 years

Jeevan Akshay- VII (Table No. 857) is a single premium, non-linked, and non-participating immediate annuity plan. It pays annuity or pension to the po...

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure

LIC Jeevan Akshay VII (Pros)

LIC Jeevan Akshay VII
  • Loan Facility
  • Incentives
  • Multiple Annuity Options

LIC Jeevan Akshay VII (Cons)

LIC Jeevan Akshay VII
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

LIC Jeevan Akshay VII (Other Benefits)

LIC Jeevan Akshay VII
  • No Medical Examination
  • Guaranteed Annuity Rates
  • Free look period

LIC Jeevan Akshay VII (Eligibility Criteria)

LIC Jeevan Akshay VII
  • Minimum entry age- 18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 1 lakh
  • Maximum sum assured- 10 Lac
  • Maximum policy terrm- 67 years
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FAQs: LIC Policy Status

1. How can I register on the LIC portal if I am a new user?

Registering yourself on the LIC portal is extremely easy and hassle-free. e-Services by LIC allows new users to begin registering by choosing their own credentials first. Simply fill out the form for registration available online, along with any documents (if required) and submit. Once you have registered successfully, you will receive a confirmation message on the email ID that you have provided. In the email, you will notice a link. Click on the link and you will be taken to a webpage wherein you will be able to link your policy with your account.

2. Do you need to check LIC policy status regularly?

The answer is yes! A customer should check their policy status regularly to avoid the risk of policy lapse. It could cost you dearly and you may need to pay additional money to revive the policy. You must check premiums, due dates, and other factors to stay on top of every detail about your policy.

3. How to check policy status without registration?

People who have not registered themselves online can check their LIC policy status in a jiffy by means of SMS and phone call service.

4. Are there any charges to avail LIC Policy status?

There are no charges involved in getting LIC policy status updates. However, SMS charges may apply if you use that service as per your provider. If you are a registered user on the online portal, you can simply log in and view the details.

5. How can I check my Policy number?

Login to the LIC website and add the accurate details, your policy number will be displayed on the screen.

6. Can I check my LIC policy details online?

You can check your LIC policy details online by simply logging on to the official website of LIC India with your LIC login credentials.

7. Can I get the details of my LIC policy by the policy number?

Yes, you can get the details of your LIC policy by the policy number. You can visit the LIC website or the nearest LIC branch office to know the details of your policy.

8. What is the process to check the LIC policy status?

For a LIC policy status check, you can visit the LIC website and enter your policy number and other required details. You can also use the LIC mobile app or send an SMS to LIC with your policy number to know the status of your policy. Additionally, you can visit the nearest LIC branch office to know the status of your policy. Now the policy status can also be known through our Interactive Voice Response Systems in selected cities to find out if your city is covered. Major cities are connected by LIC’s computerized networks, so the status will be available in any of the branches..

9. What does the LIC policy status signify?

The LIC policy status indicates the current status of your policy. It shows whether your policy is active or inactive, and whether the premium payments are up-to-date or not.

10. How can I check the status of my LIC policy if I have lost policy documents?

You can still check your LIC of India Policy Status by applying for a duplicate policy at the branch. It is essential to keep your policy document safe and secure to avoid such situations.

11. Can the LIC policy status be updated online?

Yes, you can update the status of your LIC policy online by visiting the LIC website or using the LIC mobile app, or visiting the nearest branch with the related policy documents.

12. What does the “in force” status mean in LIC policies?

The "in force" status in LIC policies means that your policy is active, and the premium payments are up-to-date. This status indicates that your policy is valid and will provide coverage as per the terms and conditions of the policy.

13. What does the” lapsed” status mean in LIC policies?

The lapsed status in LIC policies means that your policy has expired due to non-payment of premium. This status indicates that your policy is no longer active and will not provide coverage. You can revive your policy by paying the overdue premium within a specified time period.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.