Tata AIA Investment Plans
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Tata AIA Investment Plans: Overview

Tata AIA Life Insurance is a joint venture between Tata Sons and AIA Group Ltd. It is one of the leading life insurers in India offering a range of insurance solutions including- term insurance plans, child plans, retirement solutions, etc. 

Tata AIA Investment Plans are designed to offer you life coverage along with maturity benefits to ensure wealth creation. There are various different investment plans offered by Tata AIA and you can choose the one that best fits your requirements and risk appetite.

Tata AIA Investment Plans ensures to look after your investment needs by offering:

why-choose
  • Financial Security

  • Wealth Accumulation

  • Additions and Bonuses

  • Tax Benefits

Eligibility Criteria for Tata AIA Plan

Your Occupation

Entry age

Minimum Age - 0 year

Mukhyamantri Amrutam Yojana

Maturity age

100 years

Your Gender

Policy tenure

Minimum term - 6 years Maximum term - 30 years

Maternity Benefit Rider

Premium payment term

5 to 30 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Yearly, half-yearly

Maternity Benefit Rider

Sum assured

Rs 25,000 to No limit

Tata AIA Plan Types

To cater to the dynamic insurance needs of an individual and their family, Tata AIA comes with a range of plans. This allows their customers to choose an ideal plan for themselves. The company ensures to offer a plan for everyone.

  1. Investment Plan

    Plan Entry Age Tenure Minimum Sum Assured Unique Features
    Diamond Savings Plan Min- 0 years
    Max- 50 years
    18 to 25 years 11 times of the Annualised Premium
    • Compound Reversionary Bonus
    • Terminal bonus
    • Surrender benefit
    Gold Income Plan Minimum 3 years
    Maximum 65 years
    12 years Rs. 11,00,000
    • Get guaranteed income
    • Income booster available
    • Enhanced protection through riders
    Tata AIA Smart Income Plus Plan Min- 0 years
    Max- 50 years
    15 years, 21 years, and 25 years 11 times Annualized Premium
    • Different income plan options
    • Endowment options
    • Reduced paid-up policy automatically
    Fortune Guarantee Plus Minimum Age - 1 year Maximum Age - 60 years
    Minimum- 5 years, Maximum- 17 years Rs 50,000 to No limit
    • Guaranteed annual income
    • Joint life option
    • 2% online discount for women
    Tata AIA MahaLife Gold Minimum Age - 30 days
    Maximum Age - 60 years
    100 minus Entry Age Rs 1 lakhs to No limit
    • Whole life coverage
    • Paid annual income
    • Guaranteed amount on maturity
    Tata AIA Guaranteed Monthly Income Minimum Age - 6 years Maximum Age - 13 years
    5 to 12 years 11 times the Annualized Premiums
    • Large Premium Boost
    • Guaranteed Monthly Income
    • 3D cover
    Tata AIA Smart Value Income Plan Minimum Age - 45 years Maximum Age - 65 years
    100 minus Entry Age Death Benefit Multiple of 10 times Single Premium
    • Whole Life Cover
    • Life Protect Feature
    • Premium Offset Benefit
    Tata AIA Guaranteed Return Insurance Plan Minimum Age - 45 years Maximum Age - 65 years
    6 to 13 years Death Benefit Multiple x Annualized Premium
    • 3 Plan Options
    • Whole Life Protection
    • Joint Life Cover

Overview of Tata AIA Plans

Here is a quick overview of the Tata AIA Plans listed in the above table.

Diamond Savings Plan Plan

Tata AIA Diamond Savings Plan is a protection and savings-based life insurance plan with a guaranteed income option. The plan offers dual benefits of guaranteed income during the policy term and growth of investments through annual bonuses.

Here are the key features of the above plan
  • Guaranteed income after the premium payment term.
  • Compound reversionary at the end of each financial year.
  • Stay protected with life cover for the entire policy term.

 

Benefits of Tata AIA Life Investment Plans

There are multiple benefits of Tata AIA Life Investment Plans. Read below to understand the plethora of advantages provided by the insurer.

Wealth Accumulation

Tata AIA Investment Plans helps you accumulate a lump sum amount to fulfill your future financial goals.

Financial Coverage

Tata AIA Investment Plans offer financial coverage to your loved ones in case something unfortunate happens to you.

Flexible Plans

Tata AIA Investment Plans offers flexibility to choose policy term, premium payment tenure and sum assured that best suits your needs.

Additional Rider Options

Tata AIA Investment Plans offer you to choose additional rider options as per your requirements by paying an additional amount.

Tax Benefits

Tax Benefits can be availed for premium payments of Tata AIA Investment plans under the Income Tax Act 1961.

Riders You Can Avail With Tata AIA Investment Plans

Name of the Rider Benefits
Tata AIA Accidental Death Rider Offers financial help to your dependents in addition to base policy benefits in case of the policyholder’s death due to the accident.
Tata AIA Acicidental Disability Rider This rider offers financial benefits in case the policyholder becomes partially or totally disabled due to an accident.
Tata AIA Waiver of Premium Rider It will waive off all future premiums and the benefits of the policy will remain the same in case of disability, dismemberment, or diagnosis of critical illness.

Tata AIA Investment Plans

Boost your savings with life cover: Get a quote for Tata AIA Diamond Plan Today. Tata AIA Diamond Savings Plan is a protection and savings-based life ...

Unique Features

  • Compound Reversionary Bonus
  • Large Scale Discounts
  • Guaranteed Income

Diamond Savings Plan (Pros)

Diamond Savings Plan
  • Guaranteed Maturity Benefit
  • Compound Reversionary
  • Terminal Bonus

Diamond Savings Plan (Cons)

Diamond Savings Plan
  • No Plan Options
  • No High Sum Assured Rebate
  • No Auto Cover Continuance
  • Guaranteed Additions

Diamond Savings Plan (Other Benefits)

Diamond Savings Plan
  • Guaranteed Death Benefit
  • Guaranteed Income
  • Large Scale Discounts

Diamond Savings Plan (Eligibility Criteria)

Diamond Savings Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 50 years
  • Sum assured- 11 times of the Annualised Premium
  • Maximum policy term- 25 years

Tata AIA Gold Income Plan is a non-liked individual life insurance saving plan. This plan is designed to offer guaranteed returns and life insurance p...

Unique Features

  • Get guaranteed income
  • Income booster available
  • Enhanced protection through riders

Gold Income Plan (Pros)

Gold Income Plan
  • Get guaranteed income
  • Income booster available
  • Enhanced protection through riders

Gold Income Plan (Cons)

Gold Income Plan
  • Suicide does not covered
  • Air accidents not covered

Gold Income Plan (Other Benefits)

Gold Income Plan
  • Increasing income with Income Boosters
  • Guaranteed income starting @12% of basic SA
  • Pay for 5/12 years for policy term of 12/15 years

Gold Income Plan (Eligibility Criteria)

Gold Income Plan
  • Minimum entry age- 3 year
  • Maximum entry age- 65 years
  • Sum assured- Annualised Premium x Basic SA Multiple
  • Maximum policy term- 15 years

Invest smartly with Tata AIA Smart Income Plus – secure savings, guaranteed income, and financial security. A wise man once said, 'Be ready for ...

Unique Features

  • Income/Endowment Option
  • Premium Boost Discounts
  • 2 Optional Riders

Tata AIA Smart Income Plus Plan (Pros)

Tata AIA Smart Income Plus Plan
  • Income/Endowment Option
  • Premium Boost Discounts
  • 2 Optional Riders

Tata AIA Smart Income Plus Plan (Cons)

Tata AIA Smart Income Plus Plan
  • Suicide within 12 months not covered
  • Consumption of any intoxicants
  • Death due to any aviation accident
  • Death due to any adventurous sports

Tata AIA Smart Income Plus Plan (Other Benefits)

Tata AIA Smart Income Plus Plan
  • Guaranteed Maturity Benefit
  • Flexibility to choose plan options
  • Guaranteed Death Benefit
  • Regular Income

Tata AIA Smart Income Plus Plan (Eligibility Criteria)

Tata AIA Smart Income Plus Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 50 years
  • Sum assured- 11 times Annualized Premium
  • Maximum policy term- 25 years

Tata AIA Fortune Guarantee Plus by Tata AIA Life Insurance is an individual non-linked life insurance savings plan. It is designed to provide the dual...

Unique Features

  • Guaranteed annual income
  • Joint life option
  • 2% online discount for women

Fortune Guarantee Plus (Pros)

Fortune Guarantee Plus
  • Guaranteed annual income
  • Joint life option
  • 2% online discount for women

Fortune Guarantee Plus (Cons)

Fortune Guarantee Plus
  • Death due to any aviation accident
  • Death due to adventurous sports
  • Suicidal death

Fortune Guarantee Plus (Other Benefits)

Fortune Guarantee Plus
  • Choice of income period
  • Option to choose joint life policy
  • Return of premium option

Fortune Guarantee Plus (Eligibility Criteria)

Fortune Guarantee Plus
  • Entry Age: Minimum Age - 1 year Maximum Age - 60 years
  • Maturity Age: 77 years

Tata AIA MahaLife Gold is a traditional life insurance savings plan offered by Tata AIA Life Insurance. It offers whole-life coverage up to the age of...

Unique Features

  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity

Tata AIA MahaLife Gold (Pros)

Tata AIA MahaLife Gold
  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity

Tata AIA MahaLife Gold (Cons)

Tata AIA MahaLife Gold
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Tata AIA MahaLife Gold (Other Benefits)

Tata AIA MahaLife Gold
  • Tax benefits
  • Death benefits
  • Maturity benefits

Tata AIA MahaLife Gold (Eligibility Criteria)

Tata AIA MahaLife Gold
  • Minimum entry age- 30 days
  • Maximum entry age- 65 years
  • Sum assured- No limit
  • Maximum policy term- 100 minus entry age

Invest Smartly with Tata AIA Monthly Income Plan – Guaranteed Income and Assured Life Cover. Tata AIA Life Insurance Guaranteed Monthly Income P...

Unique Features

  • Large Premium Boost
  • Guaranteed Monthly Income
  • 3D cover

Tata AIA Guaranteed Monthly Income (Pros)

Tata AIA Guaranteed Monthly Income
  • Large Premium Boost
  • Guaranteed Monthly Income
  • 3D cover

Tata AIA Guaranteed Monthly Income (Cons)

Tata AIA Guaranteed Monthly Income
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Tata AIA Guaranteed Monthly Income (Other Benefits)

Tata AIA Guaranteed Monthly Income
  • Death Benefits
  • Maturity Benefits
  • Guaranteed Additions

Tata AIA Guaranteed Monthly Income (Eligibility Criteria)

Tata AIA Guaranteed Monthly Income
  • Minimum entry age- 6 years
  • Maximum entry age- 13 years
  • Sum assured- 11 times the Annualised Premiums
  • Maximum policy term- 12 years

To Save More, Invest Smartly with the Tata AIA Smart Value Income Plan. Tata AIA Smart Value Income plan, from Tata AIA Life Insurance, is a guarantee...

Unique Features

  • Whole Life Cover
  • Life Protect Feature
  • Premium Offset Benefit

Tata AIA Smart Value Income Plan (Pros)

Tata AIA Smart Value Income Plan
  • Whole Life Cover
  • Life Protect Feature
  • Premium Offset Benefit

Tata AIA Smart Value Income Plan (Cons)

Tata AIA Smart Value Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Tata AIA Smart Value Income Plan (Other Benefits)

Tata AIA Smart Value Income Plan
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

Tata AIA Smart Value Income Plan (Eligibility Criteria)

Tata AIA Smart Value Income Plan
  • Minimum entry age- 45 years
  • Maximum entry age- 65 years
  • Sum assured- Death Benefit Multiple of 10 times Single Premium
  • Maximum policy term- 100 minus entry age

Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, you can build wealth w...

Unique Features

  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover

Tata AIA Guaranteed Return Insurance Plan (Pros)

Tata AIA Guaranteed Return Insurance Plan
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover

Tata AIA Guaranteed Return Insurance Plan (Cons)

Tata AIA Guaranteed Return Insurance Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Tata AIA Guaranteed Return Insurance Plan (Other Benefits)

Tata AIA Guaranteed Return Insurance Plan
  • Guaranteed Additions
  • Maturity Benefits
  • Death Benefits

Tata AIA Guaranteed Return Insurance Plan (Eligibility Criteria)

Tata AIA Guaranteed Return Insurance Plan
  • Minimum entry age- 45 years
  • Maximum entry age- 65 years
  • Sum assured- Death Benefit Multiple x Annualized Premium
  • Maximum policy term- 13 years
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Documents Required to Purchase Tata AIA Investment Plans

Here is the list of documents required to buy Tata AIA Investment Plans:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Tata AIA Investment Plans ?

Tata AIA Investment Plans allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Tata AIA Life Insurance Company.

  • Step 2

    Click on ‘Investment plans’ on the navigation bar and select the plan you want to buy.

  • Step 3

    Click on the ‘buy now’ button and fill in the required details.

  • Step 4

    Tap on 'next' and select a plan as per your requirements.

  • Step 5

    Select the cover option you want and make your payment. Once the payment is made, you will get a payment confirmation at your registered email address.

Exclusions of Tata AIA Investment Plans

  • If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death benefit. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater. If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death payments. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater.

Conclusion

Tata AIA Investment Plans is a perfect choice for anyone looking for a financial product that offers him dual benefits of life coverage and guaranteed returns on maturity. Tata AIA is one of the leading life insurer in the world with its presence across 18 markets in the Asia Pacific region. For more info related to Tata AIA Life Investment Plans, you can contact Policyx.com 24/7. Our trusted insurance experts listen to your every unique problem and suggest the best possible solution for you.

Life Insurance

More Queries?

If you have any more queries regarding Tata AIA Investment Plans , Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

FAQs: Tata AIA Investment Plans

1. What are Tata AIA Investment Plans?

Tata AIA Investment Plans are financial products that offer dual benefits- life coverage and maturity benefits.

2. How to buy Tata AIA Investment Plans?

You can buy Tata AIA Investment Plans either from their official website or PolicyX.com

3. Does Tata AIA Investment Plan allows you to choose additional riders?

Yes, Tata AIA investment plans allows you to choose additional riders that best suits your needs.

4. Is Tata AIA Investment Plans a good option?

Yes, Tata AIA investment plans are a good option if you want dual benefiys of a life coverage and maturity benefits.

Life Insurance Companies

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.