Super Star Health Plan
  • Assisted reproduction treatment
  • Freeze your age benefit
  • Dental cover
Super Star Health Plan
premium

Network hospitals

14000+

premium

Incurred claim ratio

65%

premium

Sum insured

Up to 1 Cr

premium

No. of Plans

1

premium

Solvency Ratio

2.0

premium

Pan India Presence

850+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Super Star Health Plan

Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to customize coverage options, letting you choose what to receive and what to not. The Star Health Super Star health insurance plan provides insured members with long-term benefits, family coverage, future security shields, wellness rewards, and so much more. Other than this, Star Health Insurance Company is one of the top 5 health insurance companies in India that provides individual health plans, customized family floater health policy options, and much more. 

Super Star Health Plan Specifications

To understand Super Star Health Plan Insurance in detail, take a look at the below table:

Entry Age

Individual 18 years to No limit, Floater 91 days to 25 years

Policy Type

Individual and Family Health Insurance

Sum Insured

5 L | 7.5 L | 10 L | 15 L | 20 L | 25 L | 50 L | 1 Cr | Unlimited

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3, 4, 5 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

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Choose Your Super Star Health Plan

With wide coverage options available, Super Star Health Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Covered

Sub-limits

Covered

What is Room Rent?

The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).

What are ICU Charges?

It is a special hospital department where patients with serious medical conditions are treated.

What is Pre Hospitalization?

Medical expenses incurred before hospitalisation of the policyholder.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

What is Domiciliary Hospitalization?

Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.

What is Daycare Treatment?

Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .

What is COVID-19 Treatment?

It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.

What is Automatic Restoration?

It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.

What is Daily Hospital Cash?

Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section deliveries.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Daycare treatment
What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)
What is a Modern Treatment?

Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

What is Compassionate Travel?

Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.

What is Co-payment?

In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.

Benefits of Star Health Super Star Plan:

  • Freeze Your Age

    You get to pay for the duration you want to be covered, only. It also means the premiums will not increase based on your claims but on age, inflation, etc. 
  • Future Security Shield

    Helps you plan your family’s future, even if you’re not able to pay the policy premiums.
  • Wellness Programs

    It offers a 20% discount on renewing the policy if you stay healthy for a longer period. It also offers a quick and convenient healthcare access to the tech-savvy policyholders
  • Mid-term Inclusions

    You can get other family members covered including spouse/live-in partner, dependent children, parents, etc. Maximum allowed members under floater policy are upto 2 adults and 4 children. 

Super Star Health Plan Network Hospital List

Super Star Health Plan Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Super Star Health Plan ensures that you are medically secured, irrespective of the city you reside in.

Exclusions of Super Star Health Plan

Permanent diseases or health conditions that are not included under the Super Star Health Plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain period. Read the details below:

Listed ailments after 24 Months

Pre-existing diseases after 36 Months

Add-Ons Available Under Super Star Health Plan

Here are the details of add-on covers that you can buy with your base Super Star Health Policy to enhance the coverage benefits:

  • Consumables cover

    The Super Star Health Plan offers non-medical expenses that include PPE kits, gloves, syringes, and so on allowing you to save more at the time of hospitalization. 
  • Annual health check-up

    Claim your free annual health check-up for listed tests in a networking hospital on a cashless basis.
  • Reduction in PEDs waiting period

    Having this add-on over your base policy will allow you to reduce the listed PED waiting period from 36 months to 24 or 12 months. 
  • Super Star bonus

    Although you claim your policy, the insurer will provide upto a 100% additional bonus over the sum insured. 
  • Quick shield

    With this add-on cover, if the insured member is diagnosed with pre-existing diseases like hypertension, asthma, hyperlipidemia, coronary artery disease, etc, the PED waiting period will be reduced from 36 months to 30 days. 
  • Maternity cover

    Maternity healthcare benefits such as childbirth, delivery expenses, assisted reproduction treatment benefits, etc are covered after a waiting period of 1-2 years, the extent depending on the opted sum insured coverage. 
  • High-end diagnostics

    If the insured members need to undergo an OPD-based diagnosis, the company will pay out upto INR 25,000 each policy year. 
  • Hospital cash benefit

    Till the time you are hospitalized and unable to earn or pay for the hospital stay, the insurer will pay on your behalf as a daily hospital encashment benefit.
  • Personal accident cover

    If the insured member dies of an unforeseen accident, the insurer will pay them a lump sum amount as per the opted accidental benefit.
  • Women care

    Once the pregnant insured woman submits her 12 weeks and 20 weeks scan reports to the insurer, the policy will cover her baby from the time of delivery through the policy year. 
  • Smart Network

    If you get treated at a Smart Network hospital, you can avail of a 15% discount on payable premiums. Whereas, a non-smart network hospital treatment would require a 15% co-payment from you.
  • E-international second opinion

    Each insured member of the policy gets a single international opinion from a medical practitioner once a policy year.
  • Room rent modification

    You have the freedom to upgrade your room preference, either from a general ward to a private room, from a private single room to an AC room, etc. 
  • Future shield

    If you are not there to continue the policy term due to unforeseen circumstances, your spouse will not have to serve a separate waiting period, the same from you will pass on. 
  • Co-payment waiver

    The insured individuals have the freedom to choose a co-pay limit between 10 to 50%. 
  • Compassionate travel

    In case of an emergency hopsitalization, the insurer tends to pay the travelling expenses of an immediate family member.
  • Medical equipment cover

    In case of a requirement for durable medical equipment for lifestyle support, such as prosthetics, wheelchairs, ventilators, suction machines, etc upto INR 5 Lakh of the base SI.
  • Limitless care

    There’s no limit on sum insured exhaustion to avail of in-patient hospital care and daycare treatment. 
  • NRI advantage

    Avail a discount of upto 10% on premiums, if you are an overseas citizen or NRI. 
  • Specific illness waiting period reduction

    The waiting period for specified illnesses mentioned in your policy is reduced from 2 years to 1 year. 

Other than this, Star Health Insurance company also provides top-up health insurance plans. Moreover, the claim settlement ratio of Star Health Insurance Company is 99.21% which allows a seamless cashless claim settlement experience as well.

Explore other Star Health Insurance

To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:

Critical Illness Health Insurance

Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...

Unique Features

  • Diabetes Cover
  • High Sum Insured
  • OPD Cover

Star Diabetes Safe Insurance Policy (Pros)

Star Diabetes Safe Insurance Policy
  • Road Ambulance Cover
  • Pre and Post Hospitalization
  • ICU Cover
  • Room Rent Cover
  • Day Care Treatment Cover

Star Diabetes Safe Insurance Policy (Cons)

Star Diabetes Safe Insurance Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Diabetes Safe Insurance Policy (Other Benefits)

Star Diabetes Safe Insurance Policy
  • Dialysis Cover
  • Kidney Transplant Cover
  • Artificial Limbs Cover
  • Personal Accident Cover
  • OPD Cover

Star Diabetes Safe Insurance Policy (Eligibility Criteria)

Star Diabetes Safe Insurance Policy
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....

Unique Features

  • Avail Health Rewards
  • SI Upto 1 Crore
  • Pain Management

Star Health Premier Policy (Pros)

Star Health Premier Policy
  • Cataract Treatment Cover
  • 10% Health Check- Up Discount
  • High SI
  • Home Care Treatment
  • Road Ambulance Cover

Star Health Premier Policy (Cons)

Star Health Premier Policy
  • 20% Co-pay applicable
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Health Premier Policy (Other Benefits)

Star Health Premier Policy
  • Hospice Care
  • Pain Management
  • AYUSH Treatment
  • Modern Treatment
  • 100% Cumulative Bonus

Star Health Premier Policy (Eligibility Criteria)

Star Health Premier Policy
  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - 10 L to 1 Cr
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...

Unique Features

  • SI Upto 10 L
  • Hospice Care
  • Pain Management

Star Cancer Care Platinum Insurance Policy (Pros)

Star Cancer Care Platinum Insurance Policy
  • Cataract Cover
  • No pre-medical check-up
  • Lump Sum Cover
  • 50% Cumulative Bonus
  • Hospice Care

Star Cancer Care Platinum Insurance Policy (Cons)

Star Cancer Care Platinum Insurance Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Cancer Care Platinum Insurance Policy (Other Benefits)

Star Cancer Care Platinum Insurance Policy
  • Second Medical Opinion
  • Rehabilitation Cover
  • Pain Management
  • Day Care Treatment
  • Modern Treatment Cover

Star Cancer Care Platinum Insurance Policy (Eligibility Criteria)

Star Cancer Care Platinum Insurance Policy
  • Entry Age - 5 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 10 L
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...

Unique Features

  • Wellness Benefit
  • Cancer Cover
  • Heart Cover

Star Critical Illness Multipay Insurance Policy (Pros)

Star Critical Illness Multipay Insurance Policy
  • Flexible Payment
  • Long Term Policy
  • Bone Marrow Transplantation
  • Heart Disease Cover
  • 4 Group CI Covered

Star Critical Illness Multipay Insurance Policy (Cons)

Star Critical Illness Multipay Insurance Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Critical Illness Multipay Insurance Policy (Other Benefits)

Star Critical Illness Multipay Insurance Policy
  • Open Chest CABG
  • Heart Transplantation
  • Coma of Specified Severity
  • Wellness Programs
  • Major Head Trauma

Star Critical Illness Multipay Insurance Policy (Eligibility Criteria)

Star Critical Illness Multipay Insurance Policy
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Hospital Cash Insurance Policy Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and take...

Unique Features

  • Accident Hospital Cash
  • ICU Hospital Cash
  • Daycare Treatment

Star Hospital Cash Policy (Pros)

Star Hospital Cash Policy
  • 3 Years Policy Term
  • Cover up to 3 Children
  • 180 days of hospital cash days
  • Comprehensive Plan
  • Various Hospital Cash Covers

Star Hospital Cash Policy (Cons)

Star Hospital Cash Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Hospital Cash Policy (Other Benefits)

Star Hospital Cash Policy
  • Sickness Hospital Cash
  • Accident Hospital Cash
  • ICU Hospital Cash
  • Child Birth Hospital Cash
  • Worldwide Hospital Cash

Star Hospital Cash Policy (Eligibility Criteria)

Star Hospital Cash Policy
  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1k - 5k
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...

Unique Features

  • Explore Star Cardiac Care
  • Benefits & Features
  • Eligibility Criteria

Star Cardiac Care Platinum (Pros)

Star Cardiac Care Platinum
  • Avail Heart Transplantation
  • Long Term Policy
  • Up to 15 L SI
  • Cardiac device cover
  • Installment options available

Star Cardiac Care Platinum (Cons)

Star Cardiac Care Platinum
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Cardiac Care Platinum (Other Benefits)

Star Cardiac Care Platinum
  • Wellness Services
  • Angiogram Test
  • Modern Treatments
  • Pain Management
  • Health Check-ups

Star Cardiac Care Platinum (Eligibility Criteria)

Star Cardiac Care Platinum
  • Entry Age - 7 Years
  • Max Entry Age - 70 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Health Special Care Gold Plan A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with d...

Unique Features

  • Disability Cover
  • HIV/AIDS Cover
  • Waiver Of Co-Pay Available

Star Special Care Gold Plan (Pros)

Star Special Care Gold Plan
  • Modern Treatment Available
  • Day Care Procedures Available
  • Ambulance cover
  • Room rent cover
  • Shared Accommodation cover

Star Special Care Gold Plan (Cons)

Star Special Care Gold Plan
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Pre-existing Diseases

Star Special Care Gold Plan (Other Benefits)

Star Special Care Gold Plan
  • Treatment of Seizures
  • Behavioral Therapy Cover
  • Speech Therapy Cover
  • Occupational Therapy Cover
  • Adeno Tonsillectomy

Star Special Care Gold Plan (Eligibility Criteria)

Star Special Care Gold Plan
  • Entry Age - 3 Years
  • Max Entry Age - 25 Years
  • SI - 3 L
  • Waiting Period - 30 Days

Top Up and Super Top Up

Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...

Unique Features

  • Base policy coverage enhancer
  • Extended family coverage
  • Claim guard for the base policy

Star Extra Protect Plan (Pros)

Star Extra Protect Plan
  • Modern treatment coverage
  • Room rent limit extension
  • Base policy’s sum insured enhancement
  • Features similar to the base policy
  • Home care treatment

Star Extra Protect Plan (Cons)

Star Extra Protect Plan
  • No maternity cover
  • Limited to SI of base policy
  • Organ donor expenses not covered
  • Vaccination not covered
  • COVID-19 care not covered

Star Extra Protect Plan (Other Benefits)

Star Extra Protect Plan
  • Individual & family floater plan
  • Trusted insurance provider
  • Unlimited benefits up to SI
  • Cashless claim settlement
  • AYUSH Treatment cover

Star Extra Protect Plan (Eligibility Criteria)

Star Extra Protect Plan
  • Minor entry age - 91 days - 25 years
  • Adult entry age - 18 - 40 year
  • SI - Base policy above INR 10 Lakhs
  • Waiting Period - As per the base policy

Individual and Family Health Insurance

Star Smart Health Pro Plan Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly custo...

Unique Features

  • Automatic Restoration Benefit
  • Air Ambulance Cover
  • Star Wellness Program

Star Smart Health Pro Plan (Pros)

Star Smart Health Pro Plan
  • Modify Room Category
  • Up to 600% Cumulative Bonus
  • Reduced Waiting Period
  • Non-Medical Items Covered
  • Unlimited Automatic Restoration

Star Smart Health Pro Plan (Cons)

Star Smart Health Pro Plan
  • Adventure Sports Injuries
  • AIDS not covered
  • Injuries due to Illegal activities
  • No IVF Treatment
  • Obesity Not Covered

Star Smart Health Pro Plan (Other Benefits)

Star Smart Health Pro Plan
  • Multiple Discounts Available
  • Family Health Cover
  • Daycare Treatments
  • Air Ambulance
  • Domiciliary Hospitalization

Star Smart Health Pro Plan (Eligibility Criteria)

Star Smart Health Pro Plan
  • Entry Age: 18 Years
  • Maximum Entry Age: 50 Years
  • SI - 5 L to 1 Crore
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all t...

Unique Features

  • No-Pre acceptance required
  • Get coverage up to 1 Crore
  • Midterm inclusion at additional premiums

Comprehensive Plan (Pros)

Comprehensive Plan
  • 99.6% CSR
  • Up to 1 Cr SI
  • Maternity Cover
  • New Born Baby Cover
  • Road and Air Ambulance

Comprehensive Plan (Cons)

Comprehensive Plan
  • No Global Coverage
  • No IVF Treatment
  • No compassionate Travel
  • HIV/AIDS not covered

Comprehensive Plan (Other Benefits)

Comprehensive Plan
  • Individual and family floater
  • Mid-term inclusion available
  • Accidental Death
  • Permanent Total Disablement
  • Star Wellness Program

Comprehensive Plan (Eligibility Criteria)

Comprehensive Plan
  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...

Unique Features

  • Secured hospitalization
  • Road accident protection
  • Comes in 2 variants

Medi Classic Insurance Policy (Pros)

Medi Classic Insurance Policy
  • Plan Variants Available
  • Customizable Plan
  • Hospital-Cash Benefit
  • 5% Family Discount
  • Organ Donor Cover

Medi Classic Insurance Policy (Cons)

Medi Classic Insurance Policy
  • 10% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Medi Classic Insurance Policy (Other Benefits)

Medi Classic Insurance Policy
  • New Born Baby Cover
  • 100% Super Restoration
  • Up to 100% No-claim Bonus
  • Psychiatric coverage
  • Patient Care Cover

Medi Classic Insurance Policy (Eligibility Criteria)

Medi Classic Insurance Policy
  • Entry Age - 16 Days
  • Max Entry Age - 65 Years
  • SI - 1.5 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...

Unique Features

  • Maternity Benefits
  • Preventive Health Check Up
  • Coverage for Modern Treatments

Star Women Care Policy (Pros)

Star Women Care Policy
  • Designed for Women& 039;s Care
  • Cancer cover optional
  • Bariatric Surgery Cover
  • Mid-term inclusions
  • High SI

Star Women Care Policy (Cons)

Star Women Care Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Women Care Policy (Other Benefits)

Star Women Care Policy
  • 10% long-term discount
  • 10% Air Ambulance Cover
  • Pain Management Cover
  • Assisted Reproduction
  • Automatic Restoration

Star Women Care Policy (Eligibility Criteria)

Star Women Care Policy
  • Entry Age - 91 Days
  • Max Entry Age - 75 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Young Star Extra Protect- Add-on Cover Policy Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts ...

Unique Features

  • Base policy cover enhancer
  • Claim guard facility
  • AYUSH Coverage

Young Star Extra Protect Policy (Pros)

Young Star Extra Protect Policy
  • Modern treatment coverage
  • Room rent limit extension
  • Base policy’s sum insured enhancement
  • Features similar to the base policy
  • Home care treatment

Young Star Extra Protect Policy (Cons)

Young Star Extra Protect Policy
  • No maternity cover
  • Limited to SI of base policy
  • Organ donor expenses not covered
  • Vaccination not covered
  • COVID-19 care not covered

Young Star Extra Protect Policy (Other Benefits)

Young Star Extra Protect Policy
  • Individual & family floater plan
  • Trusted insurance provider
  • Unlimited benefits up to SI
  • Cashless claim settlement
  • AYUSH Treatment cover

Young Star Extra Protect Policy (Eligibility Criteria)

Young Star Extra Protect Policy
  • Minor entry age - 91 days - 25 years
  • Adult entry age - 18 - 40 year
  • SI - Base policy above INR 10 Lakhs
  • Waiting Period - As per the base policy

Top Up and Super Top Up

A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...

Unique Features

  • No pre-acceptance screening required
  • Coverage for maternity expenses
  • Up to 1 crore cover at affordable rates

Star Health Super Surplus Policy (Pros)

Star Health Super Surplus Policy
  • Flexible Policy
  • Avail Long Term Discount
  • Cover family up to 2A+3C
  • Lifelong renewal
  • 2 Plan variants

Star Health Super Surplus Policy (Cons)

Star Health Super Surplus Policy
  • Includes Deductibles
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Health Super Surplus Policy (Other Benefits)

Star Health Super Surplus Policy
  • Avail e-opinions
  • Star Wellness Services
  • Recharge benefit
  • Air Ambulance
  • No pre-policy Medical check-up

Star Health Super Surplus Policy (Eligibility Criteria)

Star Health Super Surplus Policy
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...

Unique Features

  • Tailored Plan for Cardiac Patients
  • Coverage for Cardiac and Non-cardiac ailments
  • No Pre-acceptance checkup required

Star Cardiac Care (Pros)

Star Cardiac Care
  • Flexible Product
  • Personal Accident Cover
  • 2 Plan Variants
  • Road Ambulance
  • Day Care Procedures

Star Cardiac Care (Cons)

Star Cardiac Care
  • 10% Co-Payment
  • PED
  • Cosmetic Surgery
  • Obesity Treatment
  • Change of Gender Treatments

Star Cardiac Care (Other Benefits)

Star Cardiac Care
  • Personal Accident Cover
  • Heart Transplantation
  • OPD expenses Cover
  • Modern Treatment Cover
  • COVID-19 Cover
  • Cataract Cover

Star Cardiac Care (Eligibility Criteria)

Star Cardiac Care
  • Entry Age - 10 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 4 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...

Unique Features

  • Understanding the Need of Micro Rural
  • Sample Rates of Premium
  • Check the Eligibility Criteria of the Plan

Rural Micro Health Policy (Pros)

Rural Micro Health Policy
  • Designed for Farmers
  • Flexible Policy
  • Day Care Procedures
  • Flexible Payment Options
  • PED cover available

Rural Micro Health Policy (Cons)

Rural Micro Health Policy
  • 20% co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Rural Micro Health Policy (Other Benefits)

Rural Micro Health Policy
  • No Pre-policy medical checkup
  • Modern Treatments Covered
  • Lifelong Renewal
  • Up to 15k Cataract Cover
  • ICU cover

Rural Micro Health Policy (Eligibility Criteria)

Rural Micro Health Policy
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L - 2 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...

Unique Features

  • Guaranteed lifetime renewal with constant premium
  • No pre-medical check-up required
  • Coverage up to 25L for individuals & families

Senior Citizen Red Carpet (Pros)

Senior Citizen Red Carpet
  • Individual & family floater plan
  • Flexible SI
  • Road Ambulance Cover
  • ICU cover
  • Health Check-up cover

Senior Citizen Red Carpet (Cons)

Senior Citizen Red Carpet
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Senior Citizen Red Carpet (Other Benefits)

Senior Citizen Red Carpet
  • Flexible-Premium Payment
  • Cataract Treatment available
  • Modern treatment cover
  • No pre-policy checkup
  • OP Consultation

Senior Citizen Red Carpet (Eligibility Criteria)

Senior Citizen Red Carpet
  • Entry Age - 60 Years
  • Max Entry Age - 75 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...

Unique Features

  • Explore the Key Features of the Plan
  • Check the Eligibility Criteria
  • How to Buy the Policy Online?

Star Novel Coronavirus (nCoV) (Pros)

Star Novel Coronavirus (nCoV)

Star Novel Coronavirus (nCoV) (Cons)

Star Novel Coronavirus (nCoV)

Star Novel Coronavirus (nCoV) (Other Benefits)

Star Novel Coronavirus (nCoV)

Star Novel Coronavirus (nCoV) (Eligibility Criteria)

Star Novel Coronavirus (nCoV)

Individual and Family Health Insurance

Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with t...

Unique Features

  • No capping on room rent
  • No pre-acceptance checkup required
  • Pay premium in installments

Young Star Policy (Pros)

Young Star Policy
  • Mid-term inclusion
  • 10% discount on early purchase
  • Star Wellness Program
  • Flexible-Premium Payment
  • 2 Plan variants

Young Star Policy (Cons)

Young Star Policy
  • PED waiting period
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Young Star Policy (Other Benefits)

Young Star Policy
  • Hospital Cash Benefit
  • Lifelong Renewal
  • E-opinion
  • No-claim bonus
  • Automatic Restoration

Young Star Policy (Eligibility Criteria)

Young Star Policy
  • Entry Age - 18 Years
  • Max Entry Age - 40 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...

Unique Features

  • Comprehensive plan
  • Affordable premiums
  • Include loved ones

Arogya Sanjeevani (Pros)

Arogya Sanjeevani
  • Affordable Plan
  • 50% No Claim Bonus
  • Flexible Policy
  • Day Care Procedures Covered
  • Up to 25% of SI for Cataracts

Arogya Sanjeevani (Cons)

Arogya Sanjeevani
  • 5% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

Arogya Sanjeevani
  • Lifelong Renewal
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • AYUSH treatment Cover
  • Rural Discount

Arogya Sanjeevani (Eligibility Criteria)

Arogya Sanjeevani
  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...

Unique Features

  • Family coverage
  • Multiple sum insured
  • Save tax

Star Health Gain Insurance Policy (Pros)

Star Health Gain Insurance Policy
  • Day Care Procedures Covered
  • Road Ambulance Available
  • Modern Treatments Available
  • Outpatient Benefit

Star Health Gain Insurance Policy (Cons)

Star Health Gain Insurance Policy
  • 20% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Health Gain Insurance Policy (Other Benefits)

Star Health Gain Insurance Policy
  • Up to 60k Cataract cover
  • Room Rent Cover
  • ICU Cover
  • Wide SI options
  • Flexible Premiums

Star Health Gain Insurance Policy (Eligibility Criteria)

Star Health Gain Insurance Policy
  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....

Unique Features

  • No medical examinations
  • High sum insured
  • Daycare procedures

Star Health for Senior Citizens (Pros)

Star Health for Senior Citizens

Star Health for Senior Citizens (Cons)

Star Health for Senior Citizens

Star Health for Senior Citizens (Other Benefits)

Star Health for Senior Citizens

Star Health for Senior Citizens (Eligibility Criteria)

Star Health for Senior Citizens

Individual and Family Health Insurance

Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are d...

Unique Features

  • Avail maternity cover
  • Care Beyond Coverage
  • Avail Mid-term Inclusions

Star Health Family Plans (Pros)

Star Health Family Plans

Star Health Family Plans (Cons)

Star Health Family Plans

Star Health Family Plans (Other Benefits)

Star Health Family Plans

Star Health Family Plans (Eligibility Criteria)

Star Health Family Plans

Individual and Family Health Insurance

Turning sixty is a major milestone for a person. It is time to become more careful about one’s health. Any kind of illness can bring in a lot of...

Unique Features

  • No medical examinations
  • High sum insured
  • Daycare procedures

Star Health Insurance for Parents (Pros)

Star Health Insurance for Parents

Star Health Insurance for Parents (Cons)

Star Health Insurance for Parents

Star Health Insurance for Parents (Other Benefits)

Star Health Insurance for Parents

Star Health Insurance for Parents (Eligibility Criteria)

Star Health Insurance for Parents

Critical Illness Health Insurance

It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...

Unique Features

  • Lumpsum payout
  • Accidental hospitalization cover
  • Non-allopathic treatments cover

Star Health Critical Illness (Pros)

Star Health Critical Illness

Star Health Critical Illness (Cons)

Star Health Critical Illness

Star Health Critical Illness (Other Benefits)

Star Health Critical Illness

Star Health Critical Illness (Eligibility Criteria)

Star Health Critical Illness

Individual and Family Health Insurance

Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...

Unique Features

  • Lifetime Renewal
  • Newborn’s Immunizations
  • Pediatrician Consultation

Star Insurance for Maternity (Pros)

Star Insurance for Maternity

Star Insurance for Maternity (Cons)

Star Insurance for Maternity

Star Insurance for Maternity (Other Benefits)

Star Insurance for Maternity

Star Insurance for Maternity (Eligibility Criteria)

Star Insurance for Maternity

Accident Health Insurance

Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...

Unique Features

  • Education Grant Available
  • Avail Home Care
  • Multiple discount benefits

Star Accident Care Policy (Pros)

Star Accident Care Policy

Star Accident Care Policy (Cons)

Star Accident Care Policy

Star Accident Care Policy (Other Benefits)

Star Accident Care Policy

Star Accident Care Policy (Eligibility Criteria)

Star Accident Care Policy

Individual and Family Health Insurance

Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...

Unique Features

  • Plan Variants Available
  • Dental & Ophthalmic treatment
  • Lifelong Renewal Benefit

Star Outpatient Care (Pros)

Star Outpatient Care
  • Cover up to 6 family members
  • 3 Plan variants available
  • Dental Cover available
  • Physiotherapy cover
  • Pharmacy cover

Star Outpatient Care (Cons)

Star Outpatient Care
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Breach of law

Star Outpatient Care (Other Benefits)

Star Outpatient Care
  • Dental Treatments Available
  • AYUSH Treatments Available
  • Ophthalmic Treatment
  • Outpatient Consultation
  • Renewal Discounts

Star Outpatient Care (Eligibility Criteria)

Star Outpatient Care
  • Entry Age - 18 Years
  • Max Entry Age - 50 Years
  • SI - 25k - 1 L
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...

Unique Features

  • Cover 1 family member
  • 30% Co-payment
  • Non-allopathic treatments

Star Criticare Plus Policy (Pros)

Star Criticare Plus Policy

Star Criticare Plus Policy (Cons)

Star Criticare Plus Policy

Star Criticare Plus Policy (Other Benefits)

Star Criticare Plus Policy

Star Criticare Plus Policy (Eligibility Criteria)

Star Criticare Plus Policy

Individual and Family Health Insurance

Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...

Unique Features

  • Indemnity cover
  • Autism cover
  • Avail modern treatment

Star Health Special Care (Pros)

Star Health Special Care
  • Modern Treatment Available
  • Day Care Procedures Available
  • Ambulance cover
  • Room rent cover
  • Shared Accommodation cover

Star Health Special Care (Cons)

Star Health Special Care
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Pre-existing Disease

Star Health Special Care (Other Benefits)

Star Health Special Care
  • Treatment of Seizures
  • Behavioral Therapy Cover
  • Speech Therapy Cover
  • Occupational Therapy Cover
  • Adeno Tonsillectomy

Star Health Special Care (Eligibility Criteria)

Star Health Special Care
  • Entry Age - 3 Years
  • Max Entry Age - 25 Years
  • SI - 3 L
  • Waiting Period - 30 Days

Top Up and Super Top Up

Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the ...

Unique Features

  • High Sum Insured
  • Recharge Benefit
  • Wellness Benefit

Star Health Top-up Plans (Pros)

Star Health Top-up Plans

Star Health Top-up Plans (Cons)

Star Health Top-up Plans

Star Health Top-up Plans (Other Benefits)

Star Health Top-up Plans

Star Health Top-up Plans (Eligibility Criteria)

Star Health Top-up Plans

Critical Illness Health Insurance

Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...

Unique Features

  • High Sum Insured
  • 37 Critical Illnesses
  • Cancer Cover

Star Health for Cancer (Pros)

Star Health for Cancer

Star Health for Cancer (Cons)

Star Health for Cancer

Star Health for Cancer (Other Benefits)

Star Health for Cancer

Star Health for Cancer (Eligibility Criteria)

Star Health for Cancer

Critical Illness Health Insurance

The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...

Unique Features

  • Stage 1 & 2 Cancer Covered
  • Cancer Patients Covered
  • Cashless Hospitalization

Star Cancer Care Gold Plan (Pros)

Star Cancer Care Gold Plan

Star Cancer Care Gold Plan (Cons)

Star Cancer Care Gold Plan

Star Cancer Care Gold Plan (Other Benefits)

Star Cancer Care Gold Plan

Star Cancer Care Gold Plan (Eligibility Criteria)

Star Cancer Care Gold Plan

Individual and Family Health Insurance

Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...

Unique Features

  • Automatic Restoration Benefit
  • Air Ambulance Cover
  • Star Wellness Program

Star Health Assure Policy (Pros)

Star Health Assure Policy
  • Second Medical Opinion
  • Health Check-up Covered
  • 100% Cumulative Bonus
  • Compassionate Travel
  • AYUSH Treatment

Star Health Assure Policy (Cons)

Star Health Assure Policy
  • 10% Co-pay applicable
  • Deductibles
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Health Assure Policy (Other Benefits)

Star Health Assure Policy
  • In Utero Fetal Surgery
  • Pain Management
  • Rehabilitation Cover
  • Organ Donor Cover
  • Modern Treatment Cover

Star Health Assure Policy (Eligibility Criteria)

Star Health Assure Policy
  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 5 L - 2 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...

Unique Features

  • Assisted reproduction treatment
  • Freeze your age benefit
  • Dental cover

Super Star Health Plan (Pros)

Super Star Health Plan
  • Daycare procedures
  • Modern treatment
  • Second medical opinion
  • Maternity cover

Super Star Health Plan (Cons)

Super Star Health Plan
  • Compassionate travel
  • Global coverage
  • Adventure sports
  • Breach of law
  • STDs not covered

Super Star Health Plan (Other Benefits)

Super Star Health Plan
  • Newborn baby cover
  • Assisted reproduction cover
  • Home care
  • Domiciliary treatment cover

Super Star Health Plan (Eligibility Criteria)

Super Star Health Plan
  • Adult 18 years to No max limit
  • Dependent children 91 days to 25 years

Star Health Super Star Plan: FAQs

1. What are the major benefits of the Star Health Super Star plan?

The feature highlights of this policy are- Assisted reproduction treatment, air ambulance services, home care treatment, e-medical domestic second opinion, dental check-ups and cleaning, etc.

2. How many add-on covers are there in the Star Health Super Star plan?

There are more than 20 options of add-on covers under this policy.

3. What are the add-on options under the Star Health Super Star plan?

Limitless Care 15% premium discount Quick Shield Super Star Bonus Future Shield Women Care High-end Diagnostics on OPD basis Personal Accident Cover Annual Health Check-up Voluntary Co-pay Room Rent Modification Hospital Cash Reduction in PED Waiting Period

4. Is there any disadvantage to the Super Star Health Plan?

The policy does not provide for free health check-ups unless you opt for an add-on cover.

5. Does Super Star Health plan offer global coverage?

No. There’s no international coverage benefit under this policy.

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Simran Nirala

Written By: Simran Nirala

Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.