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HDFC Life Click 2 Achieve Par Advantage Plan | HDFC Life Insurance Plan 2025 | HDFC Click 2 Achieve
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HDFC Term Insurance
HDFC Click 2 Protect Super
HDFC Life Click 2 Protect Super is one of the best term plan that offe ...Read More
🛡️ IRDAI Approved
⭐ 4.6/5 · 930 reviews
📊 1.94 solvency ratio
✅ 99.68%% claim settlement ratio
🌐 450++ pan-India
About HDFC Click 2 Protect Super
A quick read on what this HDFC Term Insurance term plan covers and why it might be a fit for you.
HDFC Life Click 2 Protect Super Plan by HDFC Life Insurance offers high cover, affordable premiums, and flexible plan options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
- Return of Premium (ROP)
- Waiver of Premium on Critical Illness
- Waiver of Premium on Total and Permanent Disability
- Spouse Cover Option
- Cover Accidental Death
- Increasing Death Benefit Up To 200%
Eligibility Criteria for HDFC Click 2 Protect Super
Entry age
Minimum Age - 18 years Maximum Age - 65 years
Maturity age
Maximum Maturity Age - 85 years
Policy term
Minimum term - 5 years Maximum term - 85 years
Sum assured
Basic Sum Assured: ₹5,000 to no limit.
Policy loan
The policy loan is not available under HDFC Click 2 Protect Super Plan.
Payment Modes
Half-yearly, quarterly & monthly
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Terminal Illness Benefit
- Smart Exit Benefit
- Acceleration Death Benefit
Cons
- 1 Year WP for Suicide
- No Policy Loans
- No Pre-existing Conditions
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
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Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
Entry Age -18 Years
Max Entry Age - 84 years
Minimum Sum Assured - INR 5
Maximum Maturity Age - 85 years
Premium Payment Term - RP/SP/LP
Features of HDFC Click 2 Protect Super
Key features that make HDFC Click 2 Protect Super stand out.
Multiple plan options
Choose from Life, Life Plus, and Life Goal options based on your financial needs and goals.
High life cover at affordable premiums
Get a large sum assured to financially protect your family, with cost-effective premium options.
Long-term financial security
Ensures your family receives a payout to manage expenses and stay financially independent in your absence.
Benefits of HDFC Click 2 Protect Super
Here are the key benefits of the HDFC Click 2 Protect Super.
Terminal Benefit
If you are diagnosed with a terminal illness before the age of 80, the plan pays a death benefit in advance to assist you with medical or other financial obligations.
Accidental Cover
If death occurs as a result of an accident, your nominee would get additional coverage or accidental death benefit through the Life Plus option of the plan.
Return of Premium
If you outlive the policy term, you receive all the premiums you paid back at the end of the term, no money wasted.
Coverage Increase
You can increase your life cover up to twice the original amount, as your income or family responsibilities increase.
Flexible Payout
You can select how your nominee is to receive the capital benefit, as either a lump sum amount or as continuing monthly income.
Exclusions of HDFC Click 2 Protect Super Plan
Below are some exclusions from the HDFC Click to Protect Super Plan:
- Suicide within 12 months of the policy purchase is not covered.
- Death due to the consumption of any intoxicants.
- Death due to any aviation accident.
- Death due to any adventurous sports.
- Death due to any pre-existing disease that isn't mentioned at the start of the policy.
Conclusion
HDFC Click 2 Protect Super is a comprehensive protection plan that provides complete protection at the age of 85 years. It protects against death, disability, or disease and offers additional options, such as spouse coverage and a return of premium option. HDFC Click to protect premium payment can be done in single pay, regular pay, or limited pay, depending on the variant you choose. If you want to know more about the plan or compare different plans, then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.
Conclusion
HDFC Click 2 Protect Super is a comprehensive protection plan that provides complete protection at t
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HDFC Click 2 Protect Super: FAQs
The 11 most-asked questions about HDFC Click 2 Protect Super, answered.
Under the HDFC click 2 protect super plan the entry age is 18 to 65 years for life plus and life goal plan variants. Whereas for the life plan variant, it ranges between 18 to 85 years.
INR 5k is the minimum basic sum assured under the plan HDFC Life click 2 protect super.
Yes, HDFC Click 2 Protect Super plan offers protection against cancer with the HDFC Life Protect Plus Rider.
The various riders available under HDFC Life Click 2 Protect Super plan are HDFC Life Income Benefit on Accidental Disability Rider HDFC Life Critical Illness Plus Rider HDFC Life Protect Plus Rider
Customers who invest in the HDFC Click 2 Protect Super plan can make premiums payments monthly, quarterly, and half-yearly.
HDFC Life Click 2 Protect Super is a term insurance plan that offers financial protection to your family in case of your sudden demise. The plan is flexible, provides both Life and Life Plus options, and can consist of additional features such as payout on terminal illness, increasing death benefit, and a return of premium that refunds the premiums after maturity.
If you miss the premium in the HDFC Life Click 2 Protect Super plan, you will get a grace period of 15 days for monthly payments or 30 days for other frequencies. If you miss the deadline, your policy will lapse, and coverage will stop. To restart the policy, you then need reinstatement, which may need medical evaluations and health proof.
Yes, medical checkups may be required for the HDFC Life Click 2 Protect Super plan, relying on factors such as health, age, and the sum assured. Younger ones are those going for less coverage, may not need extensive evaluations, while older applicants or the ones seeking higher coverage are more likely to undergo medical evaluations.
Coverage in the HDFC Life Click 2 Protect Super plan starts from the date when the policy starts. Protection starts as soon as the policy is issued, but some exclusions, such as suicide, may have a waiting period of around 12 months from the inception of the policy.
HDFC Click 2 Protect Super provides comprehensive life cover with long-term protection. It enables you to increase your cover at major life stages, and the option to get the premiums back if you survive the policy term. Also, you get tax benefits under Sections 80C and 10(10D) of the Income Tax Act.
The death benefits of HDFC Life Click 2 Protect Super ensure financial safety for your loved ones. The nominee receives the highest of the sum assured, 105% of the entire premium paid, and 10 times the annual premium.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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